DegreeCalc

College Costs in Bay St. Louis, MS 2026

Compare tuition, housing, and financial aid across 1 colleges in Bay St. Louis, Mississippi. Use our free calculator to estimate your total cost.

Avg Public Tuition

$8,700

per year

Avg Private Tuition

$22,000

per year

Avg Rent Near Campus

$400

per month

Colleges & Universities

1

institutions

Bay St. Louis Overview

Population

13,684

Student Population

2,527 (18.5%)

Cost of Living Index

79.6 (avg: 100)

Walk Score

49/100

Transit Score

17/100

Unemployment Rate

4.1%

College Cost Calculator for Bay St. Louis

Cost Inputs

Total Cost (4 Years, Public In-State)

$83,628

Total After Financial Aid

$83,628

Annual Cost

$20,907

Annual After Aid

$20,907

Cost Breakdown (4 Years)

Tuition$34,800
Room & Board$48,828

If Financed (10-Year Loan at 6.5%)

Loan Amount$83,628
Monthly Payment$950
Total Interest$30,321
Total Loan Cost$113,949

Universities in Bay St. Louis

UniversityTypeAnnual Tuition
Bay St. Louis State UniversityPublic$8,092
Bay St. Louis Community CollegeCommunity$4,598

Bay St. Louis has 1 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.

Cost of Living in Bay St. Louis vs. National Average

CategoryBay St. LouisNational AvgDifference
Public Tuition (In-State)$8,700$10,940-$2,240
Monthly Rent Near Campus$400$1,050-$650
Cost of Living Index79.6100-20.400000000000006

Bay St. Louis's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.

Student Life in Bay St. Louis

49

Walk Score

Car-Dependent

17

Transit Score

Minimal Transit

18.5%

Student Population

2,527 students

Bay St. Louis has a total population of 13,684, with approximately 2,527 college students (18.5% of the population). As a major college town, Bay St. Louis offers a vibrant campus atmosphere with student-friendly businesses, affordable dining options, and active social scene.

Post-Graduation Outlook in Bay St. Louis

$24,422

Starting Salary

4.1%

Unemployment Rate

70%

Graduation Rate

~0 yrs

ROI Payback Period

Return on Investment Analysis

Graduates from colleges in Bay St. Louis earn a median starting salary of $24,422, which is -$10,578 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $83,628 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $8,730 per student per year, the net cost and payback period can be significantly reduced.

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