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College Costs in Ashland, KY 2026

Compare tuition, housing, and financial aid across 2 colleges in Ashland, Kentucky. Use our free calculator to estimate your total cost.

Avg Public Tuition

$11,600

per year

Avg Private Tuition

$30,000

per year

Avg Rent Near Campus

$435

per month

Colleges & Universities

2

institutions

Ashland Overview

Population

20,059

Student Population

1,777 (8.9%)

Cost of Living Index

89.4 (avg: 100)

Walk Score

41/100

Transit Score

24/100

Unemployment Rate

3.4%

College Cost Calculator for Ashland

Cost Inputs

Total Cost (4 Years, Public In-State)

$97,688

Total After Financial Aid

$97,688

Annual Cost

$24,422

Annual After Aid

$24,422

Cost Breakdown (4 Years)

Tuition$46,400
Room & Board$51,288

If Financed (10-Year Loan at 6.5%)

Loan Amount$97,688
Monthly Payment$1,109
Total Interest$35,419
Total Loan Cost$133,107

Universities in Ashland

UniversityTypeAnnual Tuition
Ashland State UniversityPublic$11,925
Ashland Community CollegeCommunity$5,172

Ashland has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.

Cost of Living in Ashland vs. National Average

CategoryAshlandNational AvgDifference
Public Tuition (In-State)$11,600$10,940+$660
Monthly Rent Near Campus$435$1,050-$615
Cost of Living Index89.4100-10.599999999999994

Ashland's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.

Student Life in Ashland

41

Walk Score

Car-Dependent

24

Transit Score

Minimal Transit

8.9%

Student Population

1,777 students

Ashland has a total population of 20,059, with approximately 1,777 college students (8.9% of the population). Ashland has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.

Post-Graduation Outlook in Ashland

$37,444

Starting Salary

3.4%

Unemployment Rate

60%

Graduation Rate

~40 yrs

ROI Payback Period

Return on Investment Analysis

Graduates from colleges in Ashland earn a median starting salary of $37,444, which is $2,444 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $97,688 (including room and board), it would take approximately 40 years of the salary premium to recoup the investment. With average financial aid of $13,069 per student per year, the net cost and payback period can be significantly reduced.

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