College Costs in Annapolis, MD 2026
Compare tuition, housing, and financial aid across 2 colleges in Annapolis, Maryland. Use our free calculator to estimate your total cost.
Avg Public Tuition
$10,800
per year
Avg Private Tuition
$42,000
per year
Avg Rent Near Campus
$1,335
per month
Colleges & Universities
2
institutions
Annapolis Overview
Population
40,812
Student Population
2,585 (6.3%)
Cost of Living Index
118.2 (avg: 100)
Walk Score
47/100
Transit Score
14/100
Unemployment Rate
3.9%
College Cost Calculator for Annapolis
Cost Inputs
Total Cost (4 Years, Public In-State)
$100,492
Total After Financial Aid
$100,492
Annual Cost
$25,123
Annual After Aid
$25,123
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $100,492 |
| Monthly Payment | $1,141 |
| Total Interest | $36,436 |
| Total Loan Cost | $136,928 |
Universities in Annapolis
| University | Type | Annual Tuition |
|---|---|---|
| Annapolis State University | Public | $10,366 |
| Annapolis Community College | Community | $5,772 |
Annapolis has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Annapolis vs. National Average
| Category | Annapolis | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $10,800 | $10,940 | -$140 |
| Monthly Rent Near Campus | $1,335 | $1,050 | +$285 |
| Cost of Living Index | 118.2 | 100 | +18.200000000000003 |
Annapolis's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Annapolis
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,585 students
Annapolis has a total population of 40,812, with approximately 2,585 college students (6.3% of the population). While not primarily a college town, Annapolis offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Annapolis
$48,084
Starting Salary
3.9%
Unemployment Rate
50%
Graduation Rate
~8 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Annapolis earn a median starting salary of $48,084, which is $13,084 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $100,492 (including room and board), it would take approximately 8 years of the salary premium to recoup the investment. With average financial aid of $9,766 per student per year, the net cost and payback period can be significantly reduced.
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