College Costs in Amsterdam, NY 2026
Compare tuition, housing, and financial aid across 3 colleges in Amsterdam, New York. Use our free calculator to estimate your total cost.
Avg Public Tuition
$10,200
per year
Avg Private Tuition
$42,000
per year
Avg Rent Near Campus
$915
per month
Colleges & Universities
3
institutions
Amsterdam Overview
Population
49,486
Student Population
2,798 (5.7%)
Cost of Living Index
107.7 (avg: 100)
Walk Score
50/100
Transit Score
28/100
Unemployment Rate
3.9%
College Cost Calculator for Amsterdam
Cost Inputs
Total Cost (4 Years, Public In-State)
$96,464
Total After Financial Aid
$96,464
Annual Cost
$24,116
Annual After Aid
$24,116
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $96,464 |
| Monthly Payment | $1,095 |
| Total Interest | $34,976 |
| Total Loan Cost | $131,440 |
Universities in Amsterdam
| University | Type | Annual Tuition |
|---|---|---|
| Amsterdam State University | Public | $10,022 |
| Amsterdam Community College | Community | $5,864 |
Amsterdam has 3 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Amsterdam vs. National Average
| Category | Amsterdam | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $10,200 | $10,940 | -$740 |
| Monthly Rent Near Campus | $915 | $1,050 | -$135 |
| Cost of Living Index | 107.7 | 100 | +7.700000000000003 |
Amsterdam's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Amsterdam
Walk Score
Somewhat Walkable
Transit Score
Minimal Transit
Student Population
2,798 students
Amsterdam has a total population of 49,486, with approximately 2,798 college students (5.7% of the population). While not primarily a college town, Amsterdam offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Amsterdam
$43,215
Starting Salary
3.9%
Unemployment Rate
57%
Graduation Rate
~12 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Amsterdam earn a median starting salary of $43,215, which is $8,215 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $96,464 (including room and board), it would take approximately 12 years of the salary premium to recoup the investment. With average financial aid of $12,006 per student per year, the net cost and payback period can be significantly reduced.
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