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Urban Planning Degree in Springfield, MA — Salary & ROI 2026

Urban Planning degree analysis for Springfield, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$67K

COL-adjusted

Mid-Career

$96K

COL-adjusted

ROI Payback

6.7 yrs

in Springfield

Cost of Living

133

index (100 = avg)

Urban Planning in Springfield, MA Overview

Springfield, Massachusetts (pop. 155,929) has 6 colleges offering Urban Planning programs. The local cost of living index of 133 is higher than average, so budget accordingly, with average rent near campus at $1,238/month. Urban Planning has seen growing enrollment nationally, reflecting rising employer demand for Zoning and Transportation Planning skills. The adjusted starting salary in Springfield is approximately $66,500.

Category

Social Sciences

Local Colleges

6

Public Tuition

$11,943/yr

Private Tuition

$42,786/yr

Room & Board

$21,289/yr

Avg Fin. Aid

$7,962/yr

Unemployment

5.7%

Graduation Rate

49%

Urban Planning Salary in Springfield (COL-Adjusted)

Salaries adjusted for Springfield's cost of living index of 133 (national average = 100).

Entry Level (0-2 yrs)
$66,500(+$16,500 vs national)
Mid Career (5-9 yrs)
$95,760(+$23,760 vs national)
Senior Level (15+ yrs)
$119,700(+$29,700 vs national)

Note: National average Urban Planning salary: $50,000 starting, $72,000 mid-career, $90,000 senior level.Springfield adjustment factor: 1.33x based on the local cost of living index.

Urban Planning ROI Calculator for Springfield

Estimate your return on investment for a Urban Planning degree using local Springfield tuition and cost of living data.

Public avg: $11,943 | Private avg: $42,786

Springfield avg aid: $7,962/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$132,928

tuition + room & board - aid

Annual Earnings Premium

$19,950

vs HS diploma in Springfield

ROI Payback Period

6.7 years

to break even

Lifetime Return in Springfield

$425,672

Lifetime earnings premium ($558,600) minus total education cost ($132,928)

Student Loan Payoff for Urban Planning in Springfield

Standard Plan (10 years)

Loan Amount$132,928
Monthly Payment$1,509
Total Interest$48,196
% of Monthly Income27%

Aggressive Plan (5 years)

Loan Amount$132,928
Monthly Payment$2,601
Total Interest$23,125
Interest Savings$25,071

Colleges in Springfield for Urban Planning

Western New England University

private

$42,228/yr

$168,912 total

Springfield College

private

$43,344/yr

$173,376 total

Community Colleges (2-Year Transfer)

Springfield Technical Community College

$5,760/yr

Top Employers for Urban Planning in Springfield

Springfield offers opportunities in Government agencies, Non-profits, Research institutes for Urban Planning graduates. National top employers in this field include:

City/County GovernmentsPlanning FirmsAECOMReal Estate DevelopersNon-Profits

Key Springfield Hiring Sectors for Social Sciences

Government agencies

Non-profits

Research institutes

Social services

Consulting

Common Urban Planning Job Titles

Urban PlannerTransportation PlannerCommunity Development Director

Methodology & Education Data Sources

How we calculate Urban Planning degree outcomes in Springfield, MA: Our salary projections, ROI estimates, and tuition data combine multiple federal datasets to provide a localized view of education economics. We use a 10-year career-trajectory model standard in higher education research.

  1. Tuition data sourced from IPEDS (Integrated Postsecondary Education Data System), the federal education statistics database operated by NCES. Average tuition for Urban Planning programs reflects 4-year public/private weighted averages for Massachusetts.
  2. Career salary projections based on BLS Occupational Employment and Wage Statistics, with cost-of-living adjustments for Springfield using regional CPI data.
  3. 10-year ROI calculates: (Total Career Earnings With Degree) − (Total Career Earnings Without Degree) − (Total Education Cost Including Interest on Loans).
  4. Job market outlook for Urban Planning graduates uses BLS Occupational Outlook Handbook 10-year projections (2024-2034 base period).
  5. Default rates and loan data sourced from College Scorecard (US Department of Education), which tracks repayment outcomes by institution.

Authoritative US education data sources:

Education Disclaimer: Salary and ROI estimates are projections based on national and state-level averages. Individual outcomes depend on institution prestige, GPA, internships, location, network, and economic conditions. Always verify current tuition with the institution directly, and consult a financial aid counselor before taking on student loans. Use the Federal Loan Simulator to model repayment scenarios.

Reviewed by Brazora Monk · Last updated 2026 · IPEDS & BLS data current as of latest annual release

Financial Aid Resources for Springfield Students

Beyond federal aid (FAFSA), Massachusetts students have access to state-specific grants, scholarships, and tuition assistance programs. The 2026-27 FAFSA also added a new Low Earnings Indicator (Dec 2025) flagging programs where graduates earn less than non-college peers — check your target school's status:

📋 Federal Aid (FAFSA)

Pell Grant up to $7,395/yr (2026-27). Subsidized loans at 6.53% (academic year 25-26):

🏛️ State Grants (Massachusetts)

State-specific grants stack with federal aid:

🎓 College Outcomes Data

Verify earnings + debt before enrolling:

💰 Scholarship Search

Free, official, scam-free scholarship databases:

2026-27 FAFSA tip: The new Low Earnings Indicator flags programs where graduates earn less than non-graduates. Check this before enrolling. Speak with a NASFAA-credentialed financial aid counselor at your target school.

Urban Planning Degree in Springfield — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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