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Special Education Degree in Lowell, MA — Salary & ROI 2026

Special Education degree analysis for Lowell, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$56K

COL-adjusted

Mid-Career

$62K

COL-adjusted

ROI Payback

7.3 yrs

in Lowell

Cost of Living

112.5

index (100 = avg)

Special Education in Lowell, MA Overview

While Lowell has a smaller college scene with 5 institutions, Special Education students benefit from the close-knit academic community. Room and board averages $14,748/year, and the car-friendly layout shapes the student experience. Special Education has seen growing enrollment nationally, reflecting rising employer demand for IEP Development and Adaptive Instruction skills. The adjusted starting salary in Lowell is approximately $56,250.

Category

Education

Local Colleges

5

Public Tuition

$16,100/yr

Private Tuition

$48,000/yr

Room & Board

$14,748/yr

Avg Fin. Aid

$14,502/yr

Unemployment

3%

Graduation Rate

73%

Special Education Salary in Lowell (COL-Adjusted)

Salaries adjusted for Lowell's cost of living index of 112.5 (national average = 100).

Entry Level (0-2 yrs)
$56,250(+$6,250 vs national)
Mid Career (5-9 yrs)
$61,875(+$6,875 vs national)
Senior Level (15+ yrs)
$69,750(+$7,750 vs national)

Note: National average Special Education salary: $50,000 starting, $55,000 mid-career, $62,000 senior level.Lowell adjustment factor: 1.13x based on the local cost of living index.

Special Education ROI Calculator for Lowell

Estimate your return on investment for a Special Education degree using local Lowell tuition and cost of living data.

Public avg: $16,100 | Private avg: $48,000

Lowell avg aid: $14,502/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$123,392

tuition + room & board - aid

Annual Earnings Premium

$16,875

vs HS diploma in Lowell

ROI Payback Period

7.3 years

to break even

Lifetime Return in Lowell

$214,108

Lifetime earnings premium ($337,500) minus total education cost ($123,392)

Student Loan Payoff for Special Education in Lowell

Standard Plan (10 years)

Loan Amount$123,392
Monthly Payment$1,401
Total Interest$44,739
% of Monthly Income30%

Aggressive Plan (5 years)

Loan Amount$123,392
Monthly Payment$2,414
Total Interest$21,466
Interest Savings$23,273

Colleges in Lowell for Special Education

Lowell State University

public

$16,448/yr

$65,792 total

University of Lowell

public

$18,005/yr

$72,020 total

Community Colleges (2-Year Transfer)

Lowell Community College

$6,184/yr

Top Employers for Special Education in Lowell

Lowell offers opportunities in School districts, Universities, EdTech companies for Special Education graduates. National top employers in this field include:

Public SchoolsPrivate SchoolsTherapy CentersGovernmentNon-Profits

Key Lowell Hiring Sectors for Education

School districts

Universities

EdTech companies

Non-profits

Training organizations

Common Special Education Job Titles

Special Education TeacherBehavior SpecialistEducational Diagnostician

Special Education Degree in Lowell — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Special Education ROI in other cities, or explore other majors in Lowell.

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