Software Engineering Degree in Toledo, OH — Salary & ROI 2026
Software Engineering degree analysis for Toledo, OH. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$95K
COL-adjusted
Mid-Career
$138K
COL-adjusted
ROI Payback
1.4 yrs
in Toledo
Cost of Living
108
index (100 = avg)
Software Engineering in Toledo, OH Overview
Toledo, Ohio (pop. 270,871) has 16 colleges offering Software Engineering programs. The local cost of living index of 108 is near the national average, with average rent near campus at $1,025/month. Software Engineering has seen growing enrollment nationally, reflecting rising employer demand for Software Design and Testing skills. The adjusted starting salary in Toledo is approximately $95,040.
Category
STEM
Local Colleges
16
Public Tuition
$10,630/yr
Private Tuition
$40,789/yr
Room & Board
$9,344/yr
Avg Fin. Aid
$8,457/yr
Unemployment
4.8%
Graduation Rate
66%
Software Engineering Salary in Toledo (COL-Adjusted)
Salaries adjusted for Toledo's cost of living index of 108 (national average = 100).
Note: National average Software Engineering salary: $88,000 starting, $128,000 mid-career, $160,000 senior level.Toledo adjustment factor: 1.08x based on the local cost of living index.
Software Engineering ROI Calculator for Toledo
Estimate your return on investment for a Software Engineering degree using local Toledo tuition and cost of living data.
Public avg: $10,630 | Private avg: $40,789
Toledo avg aid: $8,457/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$79,896
tuition + room & board - aid
Annual Earnings Premium
$57,240
vs HS diploma in Toledo
ROI Payback Period
1.4 years
to break even
Lifetime Return in Toledo
$1,194,504
Lifetime earnings premium ($1,274,400) minus total education cost ($79,896)
Student Loan Payoff for Software Engineering in Toledo
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in Toledo for Software Engineering
University of Toledo
public
$10,630/yr
$42,520 total
Community Colleges (2-Year Transfer)
Owens Community College
$4,344/yr
Top Employers for Software Engineering in Toledo
Toledo offers opportunities in Tech companies, Research labs, Government agencies for Software Engineering graduates. National top employers in this field include:
Key Toledo Hiring Sectors for STEM
Tech companies
Research labs
Government agencies
Startups
Consulting firms
Common Software Engineering Job Titles
Software Engineering in Nearby Ohio Cities
Columbus, OH
$91K starting · COL 103
31 colleges
Cleveland, OH
$84K starting · COL 96
20 colleges
Cincinnati, OH
$90K starting · COL 102
28 colleges
Akron, OH
$92K starting · COL 105
5 colleges
Dayton, OH
$92K starting · COL 104
9 colleges
Parma, OH
$79K starting · COL 90
4 colleges
Canton, OH
$74K starting · COL 84
4 colleges
Lorain, OH
$75K starting · COL 85.2
3 colleges
Other STEM Majors in Toledo
Prompt Engineering
$54K starting · 1.5 yr ROI
Computational Linguistics
$103K starting · 2 yr ROI
Computer Science
$92K starting · 2.8 yr ROI
Data Science
$89K starting · 3 yr ROI
Actuarial Science
$54K starting · 3 yr ROI
Cybersecurity
$86K starting · 3 yr ROI
Robotics Engineering
$54K starting · 3 yr ROI
Applied Mathematics
$54K starting · 3.5 yr ROI
Software Engineering Degree in Toledo — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Software Engineering ROI in other cities, or explore other majors in Toledo.