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Social Work Degree in Toledo, OH — Salary & ROI 2026

Social Work degree analysis for Toledo, OH. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$54K

COL-adjusted

Mid-Career

$59K

COL-adjusted

ROI Payback

4.9 yrs

in Toledo

Cost of Living

108

index (100 = avg)

Social Work in Toledo, OH Overview

Toledo, Ohio (pop. 270,871) has 16 colleges offering Social Work programs. The local cost of living index of 108 is near the national average, with average rent near campus at $1,025/month. Social Work has seen growing enrollment nationally, reflecting rising employer demand for Case Management and Counseling skills. The adjusted starting salary in Toledo is approximately $54,000.

Category

Social Sciences

Local Colleges

16

Public Tuition

$10,630/yr

Private Tuition

$40,789/yr

Room & Board

$9,344/yr

Avg Fin. Aid

$8,457/yr

Unemployment

4.8%

Graduation Rate

66%

Social Work Salary in Toledo (COL-Adjusted)

Salaries adjusted for Toledo's cost of living index of 108 (national average = 100).

Entry Level (0-2 yrs)
$54,000(+$4,000 vs national)
Mid Career (5-9 yrs)
$59,400(+$4,400 vs national)
Senior Level (15+ yrs)
$70,200(+$5,200 vs national)

Note: National average Social Work salary: $50,000 starting, $55,000 mid-career, $65,000 senior level.Toledo adjustment factor: 1.08x based on the local cost of living index.

Social Work ROI Calculator for Toledo

Estimate your return on investment for a Social Work degree using local Toledo tuition and cost of living data.

Public avg: $10,630 | Private avg: $40,789

Toledo avg aid: $8,457/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$79,896

tuition + room & board - aid

Annual Earnings Premium

$16,200

vs HS diploma in Toledo

ROI Payback Period

4.9 years

to break even

Lifetime Return in Toledo

$222,504

Lifetime earnings premium ($302,400) minus total education cost ($79,896)

Student Loan Payoff for Social Work in Toledo

Standard Plan (10 years)

Loan Amount$79,896
Monthly Payment$907
Total Interest$28,968
% of Monthly Income20%

Aggressive Plan (5 years)

Loan Amount$79,896
Monthly Payment$1,563
Total Interest$13,899
Interest Savings$15,069

Colleges in Toledo for Social Work

University of Toledo

public

$10,630/yr

$42,520 total

Community Colleges (2-Year Transfer)

Owens Community College

$4,344/yr

Top Employers for Social Work in Toledo

Toledo offers opportunities in Government agencies, Non-profits, Research institutes for Social Work graduates. National top employers in this field include:

GovernmentHospitalsSchoolsNon-ProfitsCommunity Organizations

Key Toledo Hiring Sectors for Social Sciences

Government agencies

Non-profits

Research institutes

Social services

Consulting

Common Social Work Job Titles

Social WorkerCase ManagerSchool Social WorkerClinical Social Worker

Social Work Degree in Toledo — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Social Work ROI in other cities, or explore other majors in Toledo.

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