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Respiratory Therapy Degree in Lowell, MA — Salary & ROI 2026

Respiratory Therapy degree analysis for Lowell, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$56K

COL-adjusted

Mid-Career

$77K

COL-adjusted

ROI Payback

7.3 yrs

in Lowell

Cost of Living

112.5

index (100 = avg)

Respiratory Therapy in Lowell, MA Overview

While Lowell has a smaller college scene with 5 institutions, Respiratory Therapy students benefit from the close-knit academic community. Room and board averages $14,748/year, and the car-friendly layout shapes the student experience. Respiratory Therapy has seen growing enrollment nationally, reflecting rising employer demand for Ventilator Management and Airway Management skills. The adjusted starting salary in Lowell is approximately $56,250.

Category

Healthcare

Local Colleges

5

Public Tuition

$16,100/yr

Private Tuition

$48,000/yr

Room & Board

$14,748/yr

Avg Fin. Aid

$14,502/yr

Unemployment

3%

Graduation Rate

73%

Respiratory Therapy Salary in Lowell (COL-Adjusted)

Salaries adjusted for Lowell's cost of living index of 112.5 (national average = 100).

Entry Level (0-2 yrs)
$56,250(+$6,250 vs national)
Mid Career (5-9 yrs)
$76,500(+$8,500 vs national)
Senior Level (15+ yrs)
$87,750(+$9,750 vs national)

Note: National average Respiratory Therapy salary: $50,000 starting, $68,000 mid-career, $78,000 senior level.Lowell adjustment factor: 1.13x based on the local cost of living index.

Respiratory Therapy ROI Calculator for Lowell

Estimate your return on investment for a Respiratory Therapy degree using local Lowell tuition and cost of living data.

Public avg: $16,100 | Private avg: $48,000

Lowell avg aid: $14,502/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$123,392

tuition + room & board - aid

Annual Earnings Premium

$16,875

vs HS diploma in Lowell

ROI Payback Period

7.3 years

to break even

Lifetime Return in Lowell

$382,858

Lifetime earnings premium ($506,250) minus total education cost ($123,392)

Student Loan Payoff for Respiratory Therapy in Lowell

Standard Plan (10 years)

Loan Amount$123,392
Monthly Payment$1,401
Total Interest$44,739
% of Monthly Income30%

Aggressive Plan (5 years)

Loan Amount$123,392
Monthly Payment$2,414
Total Interest$21,466
Interest Savings$23,273

Colleges in Lowell for Respiratory Therapy

Lowell State University

public

$16,448/yr

$65,792 total

University of Lowell

public

$18,005/yr

$72,020 total

Community Colleges (2-Year Transfer)

Lowell Community College

$6,184/yr

Top Employers for Respiratory Therapy in Lowell

Lowell offers opportunities in Hospitals, Medical centers, Private practices for Respiratory Therapy graduates. National top employers in this field include:

HospitalsHome Health AgenciesSleep CentersNeonatal UnitsLong-Term Care

Key Lowell Hiring Sectors for Healthcare

Hospitals

Medical centers

Private practices

Health systems

Pharma companies

Common Respiratory Therapy Job Titles

Respiratory TherapistPulmonary Function TechnologistCritical Care RT

Respiratory Therapy Degree in Lowell — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Respiratory Therapy ROI in other cities, or explore other majors in Lowell.

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