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Respiratory Therapy Degree in Cary, NC — Salary & ROI 2026

Respiratory Therapy degree analysis for Cary, NC. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$54K

COL-adjusted

Mid-Career

$74K

COL-adjusted

ROI Payback

6 yrs

in Cary

Cost of Living

108.5

index (100 = avg)

Respiratory Therapy in Cary, NC Overview

Cary, North Carolina (pop. 174,721) has 7 colleges offering Respiratory Therapy programs. The local cost of living index of 108.5 is near the national average, with average rent near campus at $1,335/month. Respiratory Therapy has seen growing enrollment nationally, reflecting rising employer demand for Ventilator Management and Airway Management skills. The adjusted starting salary in Cary is approximately $54,250.

Category

Healthcare

Local Colleges

7

Public Tuition

$9,200/yr

Private Tuition

$34,000/yr

Room & Board

$15,364/yr

Avg Fin. Aid

$8,896/yr

Unemployment

4.1%

Graduation Rate

53%

Respiratory Therapy Salary in Cary (COL-Adjusted)

Salaries adjusted for Cary's cost of living index of 108.5 (national average = 100).

Entry Level (0-2 yrs)
$54,250(+$4,250 vs national)
Mid Career (5-9 yrs)
$73,780(+$5,780 vs national)
Senior Level (15+ yrs)
$84,630(+$6,630 vs national)

Note: National average Respiratory Therapy salary: $50,000 starting, $68,000 mid-career, $78,000 senior level.Cary adjustment factor: 1.08x based on the local cost of living index.

Respiratory Therapy ROI Calculator for Cary

Estimate your return on investment for a Respiratory Therapy degree using local Cary tuition and cost of living data.

Public avg: $9,200 | Private avg: $34,000

Cary avg aid: $8,896/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$98,256

tuition + room & board - aid

Annual Earnings Premium

$16,275

vs HS diploma in Cary

ROI Payback Period

6 years

to break even

Lifetime Return in Cary

$389,994

Lifetime earnings premium ($488,250) minus total education cost ($98,256)

Student Loan Payoff for Respiratory Therapy in Cary

Standard Plan (10 years)

Loan Amount$98,256
Monthly Payment$1,116
Total Interest$35,625
% of Monthly Income25%

Aggressive Plan (5 years)

Loan Amount$98,256
Monthly Payment$1,922
Total Interest$17,093
Interest Savings$18,532

Colleges in Cary for Respiratory Therapy

Cary State University

public

$8,460/yr

$33,840 total

University of Cary

public

$9,070/yr

$36,280 total

Community Colleges (2-Year Transfer)

Cary Community College

$5,719/yr

Top Employers for Respiratory Therapy in Cary

Cary offers opportunities in Hospitals, Medical centers, Private practices for Respiratory Therapy graduates. National top employers in this field include:

HospitalsHome Health AgenciesSleep CentersNeonatal UnitsLong-Term Care

Key Cary Hiring Sectors for Healthcare

Hospitals

Medical centers

Private practices

Health systems

Pharma companies

Common Respiratory Therapy Job Titles

Respiratory TherapistPulmonary Function TechnologistCritical Care RT

Methodology & Education Data Sources

How we calculate Respiratory Therapy degree outcomes in Cary, NC: Our salary projections, ROI estimates, and tuition data combine multiple federal datasets to provide a localized view of education economics. We use a 10-year career-trajectory model standard in higher education research.

  1. Tuition data sourced from IPEDS (Integrated Postsecondary Education Data System), the federal education statistics database operated by NCES. Average tuition for Respiratory Therapy programs reflects 4-year public/private weighted averages for North Carolina.
  2. Career salary projections based on BLS Occupational Employment and Wage Statistics, with cost-of-living adjustments for Cary using regional CPI data.
  3. 10-year ROI calculates: (Total Career Earnings With Degree) − (Total Career Earnings Without Degree) − (Total Education Cost Including Interest on Loans).
  4. Job market outlook for Respiratory Therapy graduates uses BLS Occupational Outlook Handbook 10-year projections (2024-2034 base period).
  5. Default rates and loan data sourced from College Scorecard (US Department of Education), which tracks repayment outcomes by institution.

Authoritative US education data sources:

Education Disclaimer: Salary and ROI estimates are projections based on national and state-level averages. Individual outcomes depend on institution prestige, GPA, internships, location, network, and economic conditions. Always verify current tuition with the institution directly, and consult a financial aid counselor before taking on student loans. Use the Federal Loan Simulator to model repayment scenarios.

Reviewed by Brazora Monk · Last updated 2026 · IPEDS & BLS data current as of latest annual release

Financial Aid Resources for Cary Students

Beyond federal aid (FAFSA), North Carolina students have access to state-specific grants, scholarships, and tuition assistance programs. The 2026-27 FAFSA also added a new Low Earnings Indicator (Dec 2025) flagging programs where graduates earn less than non-college peers — check your target school's status:

📋 Federal Aid (FAFSA)

Pell Grant up to $7,395/yr (2026-27). Subsidized loans at 6.53% (academic year 25-26):

🏛️ State Grants (North Carolina)

State-specific grants stack with federal aid:

🎓 College Outcomes Data

Verify earnings + debt before enrolling:

💰 Scholarship Search

Free, official, scam-free scholarship databases:

2026-27 FAFSA tip: The new Low Earnings Indicator flags programs where graduates earn less than non-graduates. Check this before enrolling. Speak with a NASFAA-credentialed financial aid counselor at your target school.

Respiratory Therapy Degree in Cary — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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