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Psychology Degree in Worcester, MA — Salary & ROI 2026

Psychology degree analysis for Worcester, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$51K

COL-adjusted

Mid-Career

$76K

COL-adjusted

ROI Payback

14 yrs

in Worcester

Cost of Living

117

index (100 = avg)

Psychology in Worcester, MA Overview

Worcester, Massachusetts (pop. 206,518) has 11 colleges offering Psychology programs. The local cost of living index of 117 is higher than average, so budget accordingly, with average rent near campus at $1,228/month. Psychology enrollment is stable nationwide, with steady demand for graduates skilled in Research Methods and Statistics. The adjusted starting salary in Worcester is approximately $51,480.

Category

Social Sciences

Local Colleges

11

Public Tuition

$16,670/yr

Private Tuition

$56,344/yr

Room & Board

$20,077/yr

Avg Fin. Aid

$15,422/yr

Unemployment

5.2%

Graduation Rate

51%

Psychology Salary in Worcester (COL-Adjusted)

Salaries adjusted for Worcester's cost of living index of 117 (national average = 100).

Entry Level (0-2 yrs)
$51,480(+$7,480 vs national)
Mid Career (5-9 yrs)
$76,050(+$11,050 vs national)
Senior Level (15+ yrs)
$95,940(+$13,940 vs national)

Note: National average Psychology salary: $44,000 starting, $65,000 mid-career, $82,000 senior level.Worcester adjustment factor: 1.17x based on the local cost of living index.

Psychology ROI Calculator for Worcester

Estimate your return on investment for a Psychology degree using local Worcester tuition and cost of living data.

Public avg: $16,670 | Private avg: $56,344

Worcester avg aid: $15,422/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$146,988

tuition + room & board - aid

Annual Earnings Premium

$10,530

vs HS diploma in Worcester

ROI Payback Period

14 years

to break even

Lifetime Return in Worcester

$227,412

Lifetime earnings premium ($374,400) minus total education cost ($146,988)

Student Loan Payoff for Psychology in Worcester

Standard Plan (10 years)

Loan Amount$146,988
Monthly Payment$1,669
Total Interest$53,294
% of Monthly Income39%

Aggressive Plan (5 years)

Loan Amount$146,988
Monthly Payment$2,876
Total Interest$25,571
Interest Savings$27,723

Colleges in Worcester for Psychology

Worcester Polytechnic Institute

private

$56,818/yr

$227,272 total

College of the Holy Cross

private

$55,870/yr

$223,480 total

Community Colleges (2-Year Transfer)

Quinsigamond Community College

$5,760/yr

Top Employers for Psychology in Worcester

Worcester offers opportunities in Government agencies, Non-profits, Research institutes for Psychology graduates. National top employers in this field include:

HospitalsSchoolsGovernmentPrivate PracticeNon-Profits

Key Worcester Hiring Sectors for Social Sciences

Government agencies

Non-profits

Research institutes

Social services

Consulting

Common Psychology Job Titles

PsychologistCounselorResearch AssociateHR Specialist

Psychology Degree in Worcester — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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