Psychology Degree in Toledo, OH — Salary & ROI 2026
Psychology degree analysis for Toledo, OH. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$48K
COL-adjusted
Mid-Career
$70K
COL-adjusted
ROI Payback
8.2 yrs
in Toledo
Cost of Living
108
index (100 = avg)
Psychology in Toledo, OH Overview
Toledo, Ohio (pop. 270,871) has 16 colleges offering Psychology programs. The local cost of living index of 108 is near the national average, with average rent near campus at $1,025/month. Psychology enrollment is stable nationwide, with steady demand for graduates skilled in Research Methods and Statistics. The adjusted starting salary in Toledo is approximately $47,520.
Category
Social Sciences
Local Colleges
16
Public Tuition
$10,630/yr
Private Tuition
$40,789/yr
Room & Board
$9,344/yr
Avg Fin. Aid
$8,457/yr
Unemployment
4.8%
Graduation Rate
66%
Psychology Salary in Toledo (COL-Adjusted)
Salaries adjusted for Toledo's cost of living index of 108 (national average = 100).
Note: National average Psychology salary: $44,000 starting, $65,000 mid-career, $82,000 senior level.Toledo adjustment factor: 1.08x based on the local cost of living index.
Psychology ROI Calculator for Toledo
Estimate your return on investment for a Psychology degree using local Toledo tuition and cost of living data.
Public avg: $10,630 | Private avg: $40,789
Toledo avg aid: $8,457/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$79,896
tuition + room & board - aid
Annual Earnings Premium
$9,720
vs HS diploma in Toledo
ROI Payback Period
8.2 years
to break even
Lifetime Return in Toledo
$265,704
Lifetime earnings premium ($345,600) minus total education cost ($79,896)
Student Loan Payoff for Psychology in Toledo
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in Toledo for Psychology
University of Toledo
public
$10,630/yr
$42,520 total
Community Colleges (2-Year Transfer)
Owens Community College
$4,344/yr
Top Employers for Psychology in Toledo
Toledo offers opportunities in Government agencies, Non-profits, Research institutes for Psychology graduates. National top employers in this field include:
Key Toledo Hiring Sectors for Social Sciences
Government agencies
Non-profits
Research institutes
Social services
Consulting
Common Psychology Job Titles
Psychology in Nearby Ohio Cities
Columbus, OH
$45K starting · COL 103
31 colleges
Cleveland, OH
$42K starting · COL 96
20 colleges
Cincinnati, OH
$45K starting · COL 102
28 colleges
Akron, OH
$46K starting · COL 105
5 colleges
Dayton, OH
$46K starting · COL 104
9 colleges
Parma, OH
$40K starting · COL 90
4 colleges
Canton, OH
$37K starting · COL 84
4 colleges
Lorain, OH
$37K starting · COL 85.2
3 colleges
Other Social Sciences Majors in Toledo
International Relations
$54K starting · 5 yr ROI
Political Science
$52K starting · 5.5 yr ROI
Urban Planning
$54K starting · 5 yr ROI
Geography
$54K starting · 5.5 yr ROI
Forensic Science
$54K starting · 4.8 yr ROI
Sustainability Studies
$54K starting · 5.8 yr ROI
Criminal Justice
$54K starting · 5 yr ROI
Sociology
$48K starting · 6.5 yr ROI
Psychology Degree in Toledo — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Psychology ROI in other cities, or explore other majors in Toledo.