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Psychology Degree in Oxnard, CA — Salary & ROI 2026

Psychology degree analysis for Oxnard, CA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$49K

COL-adjusted

Mid-Career

$72K

COL-adjusted

ROI Payback

8 yrs

in Oxnard

Cost of Living

111

index (100 = avg)

Psychology in Oxnard, CA Overview

Oxnard, California (pop. 202,063) has 17 colleges offering Psychology programs. The local cost of living index of 111 is near the national average, with average rent near campus at $1,254/month. Psychology enrollment is stable nationwide, with steady demand for graduates skilled in Research Methods and Statistics. The adjusted starting salary in Oxnard is approximately $48,840.

Category

Social Sciences

Local Colleges

17

Public Tuition

$6,945/yr

Private Tuition

$55,924/yr

Room & Board

$12,995/yr

Avg Fin. Aid

$13,812/yr

Unemployment

4.6%

Graduation Rate

74%

Psychology Salary in Oxnard (COL-Adjusted)

Salaries adjusted for Oxnard's cost of living index of 111 (national average = 100).

Entry Level (0-2 yrs)
$48,840(+$4,840 vs national)
Mid Career (5-9 yrs)
$72,150(+$7,150 vs national)
Senior Level (15+ yrs)
$91,020(+$9,020 vs national)

Note: National average Psychology salary: $44,000 starting, $65,000 mid-career, $82,000 senior level.Oxnard adjustment factor: 1.11x based on the local cost of living index.

Psychology ROI Calculator for Oxnard

Estimate your return on investment for a Psychology degree using local Oxnard tuition and cost of living data.

Public avg: $6,945 | Private avg: $55,924

Oxnard avg aid: $13,812/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$79,760

tuition + room & board - aid

Annual Earnings Premium

$9,990

vs HS diploma in Oxnard

ROI Payback Period

8 years

to break even

Lifetime Return in Oxnard

$275,440

Lifetime earnings premium ($355,200) minus total education cost ($79,760)

Student Loan Payoff for Psychology in Oxnard

Standard Plan (10 years)

Loan Amount$79,760
Monthly Payment$906
Total Interest$28,919
% of Monthly Income22%

Aggressive Plan (5 years)

Loan Amount$79,760
Monthly Payment$1,561
Total Interest$13,876
Interest Savings$15,043

Colleges in Oxnard for Psychology

California State University Channel Islands

public

$6,945/yr

$27,780 total

Community Colleges (2-Year Transfer)

Oxnard College

$1,540/yr

Top Employers for Psychology in Oxnard

Oxnard offers opportunities in Government agencies, Non-profits, Research institutes for Psychology graduates. National top employers in this field include:

HospitalsSchoolsGovernmentPrivate PracticeNon-Profits

Key Oxnard Hiring Sectors for Social Sciences

Government agencies

Non-profits

Research institutes

Social services

Consulting

Common Psychology Job Titles

PsychologistCounselorResearch AssociateHR Specialist

Psychology Degree in Oxnard — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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Compare Psychology ROI in other cities, or explore other majors in Oxnard.

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