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Psychology Degree in Ontario, CA — Salary & ROI 2026

Psychology degree analysis for Ontario, CA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$53K

COL-adjusted

Mid-Career

$78K

COL-adjusted

ROI Payback

10.7 yrs

in Ontario

Cost of Living

120.3

index (100 = avg)

Psychology in Ontario, CA Overview

Ontario, California (pop. 175,265) has 7 colleges offering Psychology programs. The local cost of living index of 120.3 is higher than average, so budget accordingly, with average rent near campus at $1,500/month. Psychology enrollment is stable nationwide, with steady demand for graduates skilled in Research Methods and Statistics. The adjusted starting salary in Ontario is approximately $52,932.

Category

Social Sciences

Local Colleges

7

Public Tuition

$14,500/yr

Private Tuition

$42,000/yr

Room & Board

$14,501/yr

Avg Fin. Aid

$11,507/yr

Unemployment

4.3%

Graduation Rate

62%

Psychology Salary in Ontario (COL-Adjusted)

Salaries adjusted for Ontario's cost of living index of 120.3 (national average = 100).

Entry Level (0-2 yrs)
$52,932(+$8,932 vs national)
Mid Career (5-9 yrs)
$78,195(+$13,195 vs national)
Senior Level (15+ yrs)
$98,646(+$16,646 vs national)

Note: National average Psychology salary: $44,000 starting, $65,000 mid-career, $82,000 senior level.Ontario adjustment factor: 1.20x based on the local cost of living index.

Psychology ROI Calculator for Ontario

Estimate your return on investment for a Psychology degree using local Ontario tuition and cost of living data.

Public avg: $14,500 | Private avg: $42,000

Ontario avg aid: $11,507/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$116,004

tuition + room & board - aid

Annual Earnings Premium

$10,827

vs HS diploma in Ontario

ROI Payback Period

10.7 years

to break even

Lifetime Return in Ontario

$268,956

Lifetime earnings premium ($384,960) minus total education cost ($116,004)

Student Loan Payoff for Psychology in Ontario

Standard Plan (10 years)

Loan Amount$116,004
Monthly Payment$1,317
Total Interest$42,060
% of Monthly Income30%

Aggressive Plan (5 years)

Loan Amount$116,004
Monthly Payment$2,270
Total Interest$20,181
Interest Savings$21,879

Colleges in Ontario for Psychology

Ontario State University

public

$15,124/yr

$60,496 total

University of Ontario

public

$13,870/yr

$55,480 total

Community Colleges (2-Year Transfer)

Ontario Community College

$6,160/yr

Top Employers for Psychology in Ontario

Ontario offers opportunities in Government agencies, Non-profits, Research institutes for Psychology graduates. National top employers in this field include:

HospitalsSchoolsGovernmentPrivate PracticeNon-Profits

Key Ontario Hiring Sectors for Social Sciences

Government agencies

Non-profits

Research institutes

Social services

Consulting

Common Psychology Job Titles

PsychologistCounselorResearch AssociateHR Specialist

Psychology Degree in Ontario — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Psychology ROI in other cities, or explore other majors in Ontario.

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