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Psychology Degree in Chicago, IL — Salary & ROI 2026

Psychology degree analysis for Chicago, IL. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$48K

COL-adjusted

Mid-Career

$71K

COL-adjusted

ROI Payback

9.8 yrs

in Chicago

Cost of Living

109

index (100 = avg)

Psychology in Chicago, IL Overview

Chicago is one of Illinois's top college towns, with 98 institutions and a student population of 177,322. Public tuition averages $14,816/year here — near the national average for public universities. Psychology enrollment is stable nationwide, with steady demand for graduates skilled in Research Methods and Statistics. The adjusted starting salary in Chicago is approximately $47,960.

Category

Social Sciences

Local Colleges

98

Public Tuition

$14,816/yr

Private Tuition

$62,666/yr

Room & Board

$9,117/yr

Avg Fin. Aid

$16,009/yr

Unemployment

4%

Graduation Rate

63%

Psychology Salary in Chicago (COL-Adjusted)

Salaries adjusted for Chicago's cost of living index of 109 (national average = 100).

Entry Level (0-2 yrs)
$47,960(+$3,960 vs national)
Mid Career (5-9 yrs)
$70,850(+$5,850 vs national)
Senior Level (15+ yrs)
$89,380(+$7,380 vs national)

Note: National average Psychology salary: $44,000 starting, $65,000 mid-career, $82,000 senior level.Chicago adjustment factor: 1.09x based on the local cost of living index.

Psychology ROI Calculator for Chicago

Estimate your return on investment for a Psychology degree using local Chicago tuition and cost of living data.

Public avg: $14,816 | Private avg: $62,666

Chicago avg aid: $16,009/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$95,732

tuition + room & board - aid

Annual Earnings Premium

$9,810

vs HS diploma in Chicago

ROI Payback Period

9.8 years

to break even

Lifetime Return in Chicago

$253,068

Lifetime earnings premium ($348,800) minus total education cost ($95,732)

Student Loan Payoff for Psychology in Chicago

Standard Plan (10 years)

Loan Amount$95,732
Monthly Payment$1,087
Total Interest$34,710
% of Monthly Income27%

Aggressive Plan (5 years)

Loan Amount$95,732
Monthly Payment$1,873
Total Interest$16,654
Interest Savings$18,056

Colleges in Chicago for Psychology

University of Chicago

private

$62,940/yr

$251,760 total

Northwestern University

private

$62,391/yr

$249,564 total

University of Illinois at Chicago

public

$14,816/yr

$59,264 total

Community Colleges (2-Year Transfer)

City Colleges of Chicago

$3,918/yr

Top Employers for Psychology in Chicago

Chicago offers opportunities in Government agencies, Non-profits, Research institutes for Psychology graduates. National top employers in this field include:

HospitalsSchoolsGovernmentPrivate PracticeNon-Profits

Key Chicago Hiring Sectors for Social Sciences

Government agencies

Non-profits

Research institutes

Social services

Consulting

Common Psychology Job Titles

PsychologistCounselorResearch AssociateHR Specialist

Psychology Degree in Chicago — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

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