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Pre-Med / Biology Degree in Toledo, OH — Salary & ROI 2026

Pre-Med / Biology degree analysis for Toledo, OH. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$0

COL-adjusted

Mid-Career

$0

COL-adjusted

ROI Payback

N/A

in Toledo

Cost of Living

108

index (100 = avg)

Pre-Med / Biology in Toledo, OH Overview

Toledo, Ohio (pop. 270,871) has 16 colleges offering Pre-Med / Biology programs. The local cost of living index of 108 is near the national average, with average rent near campus at $1,025/month. Pre-Med / Biology enrollment is stable nationwide, with steady demand for graduates skilled in . The adjusted starting salary in Toledo is approximately $0.

Category

Healthcare

Local Colleges

16

Public Tuition

$10,630/yr

Private Tuition

$40,789/yr

Room & Board

$9,344/yr

Avg Fin. Aid

$8,457/yr

Unemployment

4.8%

Graduation Rate

66%

Pre-Med / Biology Salary in Toledo (COL-Adjusted)

Salaries adjusted for Toledo's cost of living index of 108 (national average = 100).

Entry Level (0-2 yrs)
$0(+$0 vs national)
Mid Career (5-9 yrs)
$0(+$0 vs national)
Senior Level (15+ yrs)
$0(+$0 vs national)

Note: National average Pre-Med / Biology salary: $0 starting, $0 mid-career, $0 senior level.Toledo adjustment factor: 1.08x based on the local cost of living index.

Pre-Med / Biology ROI Calculator for Toledo

Estimate your return on investment for a Pre-Med / Biology degree using local Toledo tuition and cost of living data.

Public avg: $10,630 | Private avg: $40,789

Toledo avg aid: $8,457/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$79,896

tuition + room & board - aid

Annual Earnings Premium

$-37,800

vs HS diploma in Toledo

ROI Payback Period

N/A

to break even

Lifetime Return in Toledo

$-79,896

Lifetime earnings premium ($0) minus total education cost ($79,896)

Student Loan Payoff for Pre-Med / Biology in Toledo

Standard Plan (10 years)

Loan Amount$79,896
Monthly Payment$907
Total Interest$28,968
% of Monthly IncomeInfinity%

Aggressive Plan (5 years)

Loan Amount$79,896
Monthly Payment$1,563
Total Interest$13,899
Interest Savings$15,069

Colleges in Toledo for Pre-Med / Biology

University of Toledo

public

$10,630/yr

$42,520 total

Community Colleges (2-Year Transfer)

Owens Community College

$4,344/yr

Top Employers for Pre-Med / Biology in Toledo

Toledo offers opportunities in Hospitals, Medical centers, Private practices for Pre-Med / Biology graduates. National top employers in this field include:

Key Toledo Hiring Sectors for Healthcare

Hospitals

Medical centers

Private practices

Health systems

Pharma companies

Common Pre-Med / Biology Job Titles

Methodology & Education Data Sources

How we calculate Pre-Med / Biology degree outcomes in Toledo, OH: Our salary projections, ROI estimates, and tuition data combine multiple federal datasets to provide a localized view of education economics. We use a 10-year career-trajectory model standard in higher education research.

  1. Tuition data sourced from IPEDS (Integrated Postsecondary Education Data System), the federal education statistics database operated by NCES. Average tuition for Pre-Med / Biology programs reflects 4-year public/private weighted averages for Ohio.
  2. Career salary projections based on BLS Occupational Employment and Wage Statistics, with cost-of-living adjustments for Toledo using regional CPI data.
  3. 10-year ROI calculates: (Total Career Earnings With Degree) − (Total Career Earnings Without Degree) − (Total Education Cost Including Interest on Loans).
  4. Job market outlook for Pre-Med / Biology graduates uses BLS Occupational Outlook Handbook 10-year projections (2024-2034 base period).
  5. Default rates and loan data sourced from College Scorecard (US Department of Education), which tracks repayment outcomes by institution.

Authoritative US education data sources:

Education Disclaimer: Salary and ROI estimates are projections based on national and state-level averages. Individual outcomes depend on institution prestige, GPA, internships, location, network, and economic conditions. Always verify current tuition with the institution directly, and consult a financial aid counselor before taking on student loans. Use the Federal Loan Simulator to model repayment scenarios.

Reviewed by Brazora Monk · Last updated 2026 · IPEDS & BLS data current as of latest annual release

Financial Aid Resources for Toledo Students

Beyond federal aid (FAFSA), Ohio students have access to state-specific grants, scholarships, and tuition assistance programs. The 2026-27 FAFSA also added a new Low Earnings Indicator (Dec 2025) flagging programs where graduates earn less than non-college peers — check your target school's status:

📋 Federal Aid (FAFSA)

Pell Grant up to $7,395/yr (2026-27). Subsidized loans at 6.53% (academic year 25-26):

🏛️ State Grants (Ohio)

State-specific grants stack with federal aid:

🎓 College Outcomes Data

Verify earnings + debt before enrolling:

💰 Scholarship Search

Free, official, scam-free scholarship databases:

2026-27 FAFSA tip: The new Low Earnings Indicator flags programs where graduates earn less than non-graduates. Check this before enrolling. Speak with a NASFAA-credentialed financial aid counselor at your target school.

Pre-Med / Biology Degree in Toledo — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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