Physics Degree in St. Paul, MN — Salary & ROI 2026
Physics degree analysis for St. Paul, MN. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$67K
COL-adjusted
Mid-Career
$113K
COL-adjusted
ROI Payback
3.3 yrs
in St. Paul
Cost of Living
108
index (100 = avg)
Physics in St. Paul, MN Overview
St. Paul, Minnesota (pop. 308,096) has 20 colleges offering Physics programs. The local cost of living index of 108 is near the national average, with average rent near campus at $843/month. Physics enrollment is stable nationwide, with steady demand for graduates skilled in Quantum Mechanics and Thermodynamics. The adjusted starting salary in St. Paul is approximately $66,960, growing to $113,400 by mid-career.
Category
STEM
Local Colleges
20
Public Tuition
$10,448/yr
Private Tuition
$52,990/yr
Room & Board
$13,408/yr
Avg Fin. Aid
$15,005/yr
Unemployment
4.7%
Graduation Rate
70%
Physics Salary in St. Paul (COL-Adjusted)
Salaries adjusted for St. Paul's cost of living index of 108 (national average = 100).
Note: National average Physics salary: $62,000 starting, $105,000 mid-career, $130,000 senior level.St. Paul adjustment factor: 1.08x based on the local cost of living index.
Physics ROI Calculator for St. Paul
Estimate your return on investment for a Physics degree using local St. Paul tuition and cost of living data.
Public avg: $10,448 | Private avg: $52,990
St. Paul avg aid: $15,005/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$95,424
tuition + room & board - aid
Annual Earnings Premium
$29,160
vs HS diploma in St. Paul
ROI Payback Period
3.3 years
to break even
Lifetime Return in St. Paul
$714,576
Lifetime earnings premium ($810,000) minus total education cost ($95,424)
Student Loan Payoff for Physics in St. Paul
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in St. Paul for Physics
Hamline University
private
$45,776/yr
$183,104 total
Macalester College
private
$60,204/yr
$240,816 total
Community Colleges (2-Year Transfer)
Saint Paul College
$5,772/yr
Top Employers for Physics in St. Paul
St. Paul offers opportunities in Tech companies, Research labs, Government agencies for Physics graduates. National top employers in this field include:
Key St. Paul Hiring Sectors for STEM
Tech companies
Research labs
Government agencies
Startups
Consulting firms
Common Physics Job Titles
Physics in Nearby Minnesota Cities
Minneapolis, MN
$60K starting · COL 97
15 colleges
Saint Paul, MN
$63K starting · COL 101.5
11 colleges
Rochester, MN
$65K starting · COL 105
8 colleges
Duluth, MN
$62K starting · COL 100
5 colleges
Bloomington, MN
$62K starting · COL 100.2
4 colleges
Brooklyn Park, MN
$61K starting · COL 98.8
4 colleges
Plymouth, MN
$67K starting · COL 107.3
4 colleges
Maple Grove, MN
$67K starting · COL 107.4
4 colleges
Other STEM Majors in St. Paul
Prompt Engineering
$54K starting · 1.5 yr ROI
Computational Linguistics
$103K starting · 2 yr ROI
Computer Science
$92K starting · 2.8 yr ROI
Software Engineering
$95K starting · 2.7 yr ROI
Data Science
$89K starting · 3 yr ROI
Actuarial Science
$54K starting · 3 yr ROI
Cybersecurity
$86K starting · 3 yr ROI
Robotics Engineering
$54K starting · 3 yr ROI
Physics Degree in St. Paul — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Physics ROI in other cities, or explore other majors in St. Paul.