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Physics Degree in Rancho Cucamonga, CA — Salary & ROI 2026

Physics degree analysis for Rancho Cucamonga, CA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$81K

COL-adjusted

Mid-Career

$137K

COL-adjusted

ROI Payback

3.5 yrs

in Rancho Cucamonga

Cost of Living

130.5

index (100 = avg)

Physics in Rancho Cucamonga, CA Overview

Rancho Cucamonga, California (pop. 177,603) has 7 colleges offering Physics programs. The local cost of living index of 130.5 is higher than average, so budget accordingly, with average rent near campus at $1,770/month. Physics enrollment is stable nationwide, with steady demand for graduates skilled in Quantum Mechanics and Thermodynamics. The adjusted starting salary in Rancho Cucamonga is approximately $80,910, growing to $137,025 by mid-career.

Category

STEM

Local Colleges

7

Public Tuition

$14,500/yr

Private Tuition

$42,000/yr

Room & Board

$16,368/yr

Avg Fin. Aid

$13,696/yr

Unemployment

4.6%

Graduation Rate

50%

Physics Salary in Rancho Cucamonga (COL-Adjusted)

Salaries adjusted for Rancho Cucamonga's cost of living index of 130.5 (national average = 100).

Entry Level (0-2 yrs)
$80,910(+$18,910 vs national)
Mid Career (5-9 yrs)
$137,025(+$32,025 vs national)
Senior Level (15+ yrs)
$169,650(+$39,650 vs national)

Note: National average Physics salary: $62,000 starting, $105,000 mid-career, $130,000 senior level.Rancho Cucamonga adjustment factor: 1.30x based on the local cost of living index.

Physics ROI Calculator for Rancho Cucamonga

Estimate your return on investment for a Physics degree using local Rancho Cucamonga tuition and cost of living data.

Public avg: $14,500 | Private avg: $42,000

Rancho Cucamonga avg aid: $13,696/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$123,472

tuition + room & board - aid

Annual Earnings Premium

$35,235

vs HS diploma in Rancho Cucamonga

ROI Payback Period

3.5 years

to break even

Lifetime Return in Rancho Cucamonga

$855,278

Lifetime earnings premium ($978,750) minus total education cost ($123,472)

Student Loan Payoff for Physics in Rancho Cucamonga

Standard Plan (10 years)

Loan Amount$123,472
Monthly Payment$1,402
Total Interest$44,768
% of Monthly Income21%

Aggressive Plan (5 years)

Loan Amount$123,472
Monthly Payment$2,416
Total Interest$21,480
Interest Savings$23,288

Colleges in Rancho Cucamonga for Physics

Rancho Cucamonga State University

public

$14,832/yr

$59,328 total

University of Rancho Cucamonga

public

$15,603/yr

$62,412 total

Community Colleges (2-Year Transfer)

Rancho Cucamonga Community College

$6,383/yr

Top Employers for Physics in Rancho Cucamonga

Rancho Cucamonga offers opportunities in Tech companies, Research labs, Government agencies for Physics graduates. National top employers in this field include:

National LabsSpaceXLockheed MartinIntelCERN

Key Rancho Cucamonga Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Physics Job Titles

PhysicistResearch ScientistLab Engineer

Physics Degree in Rancho Cucamonga — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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