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Physics Degree in Miami, FL — Salary & ROI 2026

Physics degree analysis for Miami, FL. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$61K

COL-adjusted

Mid-Career

$103K

COL-adjusted

ROI Payback

2.6 yrs

in Miami

Cost of Living

98

index (100 = avg)

Physics in Miami, FL Overview

Miami, Florida (pop. 442,241) has 12 colleges offering Physics programs. The local cost of living index of 98 is near the national average, with average rent near campus at $1,191/month. Physics enrollment is stable nationwide, with steady demand for graduates skilled in Quantum Mechanics and Thermodynamics. The adjusted starting salary in Miami is approximately $60,760, growing to $102,900 by mid-career.

Category

STEM

Local Colleges

12

Public Tuition

$6,556/yr

Private Tuition

$44,890/yr

Room & Board

$10,667/yr

Avg Fin. Aid

$10,348/yr

Unemployment

6.5%

Graduation Rate

45%

Physics Salary in Miami (COL-Adjusted)

Salaries adjusted for Miami's cost of living index of 98 (national average = 100).

Entry Level (0-2 yrs)
$60,760($-1,240 vs national)
Mid Career (5-9 yrs)
$102,900($-2,100 vs national)
Senior Level (15+ yrs)
$127,400($-2,600 vs national)

Note: National average Physics salary: $62,000 starting, $105,000 mid-career, $130,000 senior level.Miami adjustment factor: 0.98x based on the local cost of living index.

Physics ROI Calculator for Miami

Estimate your return on investment for a Physics degree using local Miami tuition and cost of living data.

Public avg: $6,556 | Private avg: $44,890

Miami avg aid: $10,348/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$68,892

tuition + room & board - aid

Annual Earnings Premium

$26,460

vs HS diploma in Miami

ROI Payback Period

2.6 years

to break even

Lifetime Return in Miami

$666,108

Lifetime earnings premium ($735,000) minus total education cost ($68,892)

Student Loan Payoff for Physics in Miami

Standard Plan (10 years)

Loan Amount$68,892
Monthly Payment$782
Total Interest$24,979
% of Monthly Income15%

Aggressive Plan (5 years)

Loan Amount$68,892
Monthly Payment$1,348
Total Interest$11,985
Interest Savings$12,994

Colleges in Miami for Physics

University of Miami

private

$56,580/yr

$226,320 total

Florida International University

public

$6,556/yr

$26,224 total

Barry University

private

$33,200/yr

$132,800 total

Community Colleges (2-Year Transfer)

Miami Dade College

$3,588/yr

Top Employers for Physics in Miami

Miami offers opportunities in Tech companies, Research labs, Government agencies for Physics graduates. National top employers in this field include:

National LabsSpaceXLockheed MartinIntelCERN

Key Miami Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Physics Job Titles

PhysicistResearch ScientistLab Engineer

Physics Degree in Miami — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Physics ROI in other cities, or explore other majors in Miami.

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