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Physics Degree in Honolulu, HI — Salary & ROI 2026

Physics degree analysis for Honolulu, HI. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$75K

COL-adjusted

Mid-Career

$127K

COL-adjusted

ROI Payback

3 yrs

in Honolulu

Cost of Living

121

index (100 = avg)

Physics in Honolulu, HI Overview

Honolulu, Hawaii (pop. 350,964) has 12 colleges offering Physics programs. The local cost of living index of 121 is higher than average, so budget accordingly, with average rent near campus at $1,330/month. Physics enrollment is stable nationwide, with steady demand for graduates skilled in Quantum Mechanics and Thermodynamics. The adjusted starting salary in Honolulu is approximately $75,020, growing to $127,050 by mid-career.

Category

STEM

Local Colleges

12

Public Tuition

$12,186/yr

Private Tuition

$27,060/yr

Room & Board

$12,570/yr

Avg Fin. Aid

$12,299/yr

Unemployment

4%

Graduation Rate

54%

Physics Salary in Honolulu (COL-Adjusted)

Salaries adjusted for Honolulu's cost of living index of 121 (national average = 100).

Entry Level (0-2 yrs)
$75,020(+$13,020 vs national)
Mid Career (5-9 yrs)
$127,050(+$22,050 vs national)
Senior Level (15+ yrs)
$157,300(+$27,300 vs national)

Note: National average Physics salary: $62,000 starting, $105,000 mid-career, $130,000 senior level.Honolulu adjustment factor: 1.21x based on the local cost of living index.

Physics ROI Calculator for Honolulu

Estimate your return on investment for a Physics degree using local Honolulu tuition and cost of living data.

Public avg: $12,186 | Private avg: $27,060

Honolulu avg aid: $12,299/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$99,024

tuition + room & board - aid

Annual Earnings Premium

$32,670

vs HS diploma in Honolulu

ROI Payback Period

3 years

to break even

Lifetime Return in Honolulu

$808,476

Lifetime earnings premium ($907,500) minus total education cost ($99,024)

Student Loan Payoff for Physics in Honolulu

Standard Plan (10 years)

Loan Amount$99,024
Monthly Payment$1,124
Total Interest$35,904
% of Monthly Income18%

Aggressive Plan (5 years)

Loan Amount$99,024
Monthly Payment$1,938
Total Interest$17,227
Interest Savings$18,677

Colleges in Honolulu for Physics

University of Hawaii at Manoa

public

$12,186/yr

$48,744 total

Chaminade University of Honolulu

private

$27,060/yr

$108,240 total

Community Colleges (2-Year Transfer)

Honolulu Community College

$3,432/yr

Top Employers for Physics in Honolulu

Honolulu offers opportunities in Tech companies, Research labs, Government agencies for Physics graduates. National top employers in this field include:

National LabsSpaceXLockheed MartinIntelCERN

Key Honolulu Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Physics Job Titles

PhysicistResearch ScientistLab Engineer

Physics Degree in Honolulu — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Physics ROI in other cities, or explore other majors in Honolulu.

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