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Physics Degree in Columbia, MO — Salary & ROI 2026

Physics degree analysis for Columbia, MO. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$52K

COL-adjusted

Mid-Career

$88K

COL-adjusted

ROI Payback

3.9 yrs

in Columbia

Cost of Living

84

index (100 = avg)

Physics in Columbia, MO Overview

Columbia, Missouri (pop. 126,254) has 10 colleges offering Physics programs. The local cost of living index of 84 keeps student expenses low, with average rent near campus at $1,005/month. Physics enrollment is stable nationwide, with steady demand for graduates skilled in Quantum Mechanics and Thermodynamics. The adjusted starting salary in Columbia is approximately $52,080, growing to $88,200 by mid-career.

Category

STEM

Local Colleges

10

Public Tuition

$11,142/yr

Private Tuition

$31,070/yr

Room & Board

$10,910/yr

Avg Fin. Aid

$16,890/yr

Unemployment

3.4%

Graduation Rate

63%

Physics Salary in Columbia (COL-Adjusted)

Salaries adjusted for Columbia's cost of living index of 84 (national average = 100).

Entry Level (0-2 yrs)
$52,080($-9,920 vs national)
Mid Career (5-9 yrs)
$88,200($-16,800 vs national)
Senior Level (15+ yrs)
$109,200($-20,800 vs national)

Note: National average Physics salary: $62,000 starting, $105,000 mid-career, $130,000 senior level.Columbia adjustment factor: 0.84x based on the local cost of living index.

Physics ROI Calculator for Columbia

Estimate your return on investment for a Physics degree using local Columbia tuition and cost of living data.

Public avg: $11,142 | Private avg: $31,070

Columbia avg aid: $16,890/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$88,208

tuition + room & board - aid

Annual Earnings Premium

$22,680

vs HS diploma in Columbia

ROI Payback Period

3.9 years

to break even

Lifetime Return in Columbia

$541,792

Lifetime earnings premium ($630,000) minus total education cost ($88,208)

Student Loan Payoff for Physics in Columbia

Standard Plan (10 years)

Loan Amount$88,208
Monthly Payment$1,002
Total Interest$31,982
% of Monthly Income23%

Aggressive Plan (5 years)

Loan Amount$88,208
Monthly Payment$1,726
Total Interest$15,345
Interest Savings$16,637

Colleges in Columbia for Physics

University of Missouri

public

$11,142/yr

$44,568 total

Stephens College

private

$31,070/yr

$124,280 total

Community Colleges (2-Year Transfer)

Moberly Area Community College Columbia

$3,900/yr

Top Employers for Physics in Columbia

Columbia offers opportunities in Tech companies, Research labs, Government agencies for Physics graduates. National top employers in this field include:

National LabsSpaceXLockheed MartinIntelCERN

Key Columbia Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Physics Job Titles

PhysicistResearch ScientistLab Engineer

Physics Degree in Columbia — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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Compare Physics ROI in other cities, or explore other majors in Columbia.

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