Physics Degree in Charlotte, NC — Salary & ROI 2026
Physics degree analysis for Charlotte, NC. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$55K
COL-adjusted
Mid-Career
$93K
COL-adjusted
ROI Payback
3.5 yrs
in Charlotte
Cost of Living
89
index (100 = avg)
Physics in Charlotte, NC Overview
Charlotte is one of North Carolina's top college towns, with 39 institutions and a student population of 80,096. Public tuition averages $7,092/year here — well below the national average, making it a cost-effective choice. Physics enrollment is stable nationwide, with steady demand for graduates skilled in Quantum Mechanics and Thermodynamics. The adjusted starting salary in Charlotte is approximately $55,180, growing to $93,450 by mid-career.
Category
STEM
Local Colleges
39
Public Tuition
$7,092/yr
Private Tuition
$29,811/yr
Room & Board
$14,072/yr
Avg Fin. Aid
$11,423/yr
Unemployment
6.1%
Graduation Rate
62%
Physics Salary in Charlotte (COL-Adjusted)
Salaries adjusted for Charlotte's cost of living index of 89 (national average = 100).
Note: National average Physics salary: $62,000 starting, $105,000 mid-career, $130,000 senior level.Charlotte adjustment factor: 0.89x based on the local cost of living index.
Physics ROI Calculator for Charlotte
Estimate your return on investment for a Physics degree using local Charlotte tuition and cost of living data.
Public avg: $7,092 | Private avg: $29,811
Charlotte avg aid: $11,423/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$84,656
tuition + room & board - aid
Annual Earnings Premium
$24,030
vs HS diploma in Charlotte
ROI Payback Period
3.5 years
to break even
Lifetime Return in Charlotte
$582,844
Lifetime earnings premium ($667,500) minus total education cost ($84,656)
Student Loan Payoff for Physics in Charlotte
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in Charlotte for Physics
University of North Carolina at Charlotte
public
$7,092/yr
$28,368 total
Queens University of Charlotte
private
$40,588/yr
$162,352 total
Johnson C. Smith University
private
$19,034/yr
$76,136 total
Community Colleges (2-Year Transfer)
Central Piedmont Community College
$2,864/yr
Top Employers for Physics in Charlotte
Charlotte offers opportunities in Tech companies, Research labs, Government agencies for Physics graduates. National top employers in this field include:
Key Charlotte Hiring Sectors for STEM
Tech companies
Research labs
Government agencies
Startups
Consulting firms
Common Physics Job Titles
Physics in Nearby North Carolina Cities
Raleigh, NC
$51K starting · COL 83
21 colleges
Greensboro, NC
$56K starting · COL 91
17 colleges
Durham, NC
$68K starting · COL 109
25 colleges
Winston-Salem, NC
$66K starting · COL 106
26 colleges
Fayetteville, NC
$56K starting · COL 90
15 colleges
Cary, NC
$67K starting · COL 108.5
7 colleges
Wilmington, NC
$59K starting · COL 95
5 colleges
High Point, NC
$52K starting · COL 84.5
5 colleges
Other STEM Majors in Charlotte
Prompt Engineering
$45K starting · 1.5 yr ROI
Computational Linguistics
$85K starting · 2 yr ROI
Computer Science
$76K starting · 2.8 yr ROI
Software Engineering
$78K starting · 2.7 yr ROI
Data Science
$73K starting · 3 yr ROI
Actuarial Science
$45K starting · 3 yr ROI
Cybersecurity
$71K starting · 3 yr ROI
Robotics Engineering
$45K starting · 3 yr ROI
Physics Degree in Charlotte — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Physics ROI in other cities, or explore other majors in Charlotte.