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Physics Degree in Bend, OR — Salary & ROI 2026

Physics degree analysis for Bend, OR. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$66K

COL-adjusted

Mid-Career

$112K

COL-adjusted

ROI Payback

3.9 yrs

in Bend

Cost of Living

107

index (100 = avg)

Physics in Bend, OR Overview

While Bend has a smaller college scene with 2 institutions, Physics students benefit from lower tuition costs. Room and board averages $16,767/year, and the car-friendly layout shapes the student experience. Physics enrollment is stable nationwide, with steady demand for graduates skilled in Quantum Mechanics and Thermodynamics. The adjusted starting salary in Bend is approximately $66,340, growing to $112,350 by mid-career.

Category

STEM

Local Colleges

2

Public Tuition

$11,580/yr

Private Tuition

$54,584/yr

Room & Board

$16,767/yr

Avg Fin. Aid

$7,503/yr

Unemployment

7%

Graduation Rate

49%

Physics Salary in Bend (COL-Adjusted)

Salaries adjusted for Bend's cost of living index of 107 (national average = 100).

Entry Level (0-2 yrs)
$66,340(+$4,340 vs national)
Mid Career (5-9 yrs)
$112,350(+$7,350 vs national)
Senior Level (15+ yrs)
$139,100(+$9,100 vs national)

Note: National average Physics salary: $62,000 starting, $105,000 mid-career, $130,000 senior level.Bend adjustment factor: 1.07x based on the local cost of living index.

Physics ROI Calculator for Bend

Estimate your return on investment for a Physics degree using local Bend tuition and cost of living data.

Public avg: $11,580 | Private avg: $54,584

Bend avg aid: $7,503/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$113,388

tuition + room & board - aid

Annual Earnings Premium

$28,890

vs HS diploma in Bend

ROI Payback Period

3.9 years

to break even

Lifetime Return in Bend

$689,112

Lifetime earnings premium ($802,500) minus total education cost ($113,388)

Student Loan Payoff for Physics in Bend

Standard Plan (10 years)

Loan Amount$113,388
Monthly Payment$1,287
Total Interest$41,112
% of Monthly Income23%

Aggressive Plan (5 years)

Loan Amount$113,388
Monthly Payment$2,219
Total Interest$19,726
Interest Savings$21,386

Colleges in Bend for Physics

Oregon State University-Cascades

public

$11,580/yr

$46,320 total

Community Colleges (2-Year Transfer)

Central Oregon Community College

$4,536/yr

Top Employers for Physics in Bend

Bend offers opportunities in Tech companies, Research labs, Government agencies for Physics graduates. National top employers in this field include:

National LabsSpaceXLockheed MartinIntelCERN

Key Bend Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Physics Job Titles

PhysicistResearch ScientistLab Engineer

Physics Degree in Bend — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Physics ROI in other cities, or explore other majors in Bend.

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