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Philosophy Degree in St. Paul, MN — Salary & ROI 2026

Philosophy degree analysis for St. Paul, MN. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$48K

COL-adjusted

Mid-Career

$76K

COL-adjusted

ROI Payback

9.8 yrs

in St. Paul

Cost of Living

108

index (100 = avg)

Philosophy in St. Paul, MN Overview

St. Paul, Minnesota (pop. 308,096) has 20 colleges offering Philosophy programs. The local cost of living index of 108 is near the national average, with average rent near campus at $843/month. Although national enrollment in Philosophy has been declining, graduates with skills in Logic and Ethics remain competitive in the job market. The adjusted starting salary in St. Paul is approximately $47,520, growing to $75,600 by mid-career.

Category

Humanities

Local Colleges

20

Public Tuition

$10,448/yr

Private Tuition

$52,990/yr

Room & Board

$13,408/yr

Avg Fin. Aid

$15,005/yr

Unemployment

4.7%

Graduation Rate

70%

Philosophy Salary in St. Paul (COL-Adjusted)

Salaries adjusted for St. Paul's cost of living index of 108 (national average = 100).

Entry Level (0-2 yrs)
$47,520(+$3,520 vs national)
Mid Career (5-9 yrs)
$75,600(+$5,600 vs national)
Senior Level (15+ yrs)
$97,200(+$7,200 vs national)

Note: National average Philosophy salary: $44,000 starting, $70,000 mid-career, $90,000 senior level.St. Paul adjustment factor: 1.08x based on the local cost of living index.

Philosophy ROI Calculator for St. Paul

Estimate your return on investment for a Philosophy degree using local St. Paul tuition and cost of living data.

Public avg: $10,448 | Private avg: $52,990

St. Paul avg aid: $15,005/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$95,424

tuition + room & board - aid

Annual Earnings Premium

$9,720

vs HS diploma in St. Paul

ROI Payback Period

9.8 years

to break even

Lifetime Return in St. Paul

$228,576

Lifetime earnings premium ($324,000) minus total education cost ($95,424)

Student Loan Payoff for Philosophy in St. Paul

Standard Plan (10 years)

Loan Amount$95,424
Monthly Payment$1,084
Total Interest$34,598
% of Monthly Income27%

Aggressive Plan (5 years)

Loan Amount$95,424
Monthly Payment$1,867
Total Interest$16,601
Interest Savings$17,998

Colleges in St. Paul for Philosophy

Hamline University

private

$45,776/yr

$183,104 total

Macalester College

private

$60,204/yr

$240,816 total

Community Colleges (2-Year Transfer)

Saint Paul College

$5,772/yr

Top Employers for Philosophy in St. Paul

St. Paul offers opportunities in Publishing, Non-profits, Education for Philosophy graduates. National top employers in this field include:

Law FirmsTech CompaniesNon-ProfitsConsulting FirmsGovernment

Key St. Paul Hiring Sectors for Humanities

Publishing

Non-profits

Education

Media companies

Government

Common Philosophy Job Titles

AttorneyEthics ConsultantPolicy AnalystProfessor

Philosophy Degree in St. Paul — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Philosophy ROI in other cities, or explore other majors in St. Paul.

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