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Philosophy Degree in Springfield, MA — Salary & ROI 2026

Philosophy degree analysis for Springfield, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$59K

COL-adjusted

Mid-Career

$93K

COL-adjusted

ROI Payback

11.1 yrs

in Springfield

Cost of Living

133

index (100 = avg)

Philosophy in Springfield, MA Overview

Springfield, Massachusetts (pop. 155,929) has 6 colleges offering Philosophy programs. The local cost of living index of 133 is higher than average, so budget accordingly, with average rent near campus at $1,238/month. Although national enrollment in Philosophy has been declining, graduates with skills in Logic and Ethics remain competitive in the job market. The adjusted starting salary in Springfield is approximately $58,520, growing to $93,100 by mid-career.

Category

Humanities

Local Colleges

6

Public Tuition

$11,943/yr

Private Tuition

$42,786/yr

Room & Board

$21,289/yr

Avg Fin. Aid

$7,962/yr

Unemployment

5.7%

Graduation Rate

49%

Philosophy Salary in Springfield (COL-Adjusted)

Salaries adjusted for Springfield's cost of living index of 133 (national average = 100).

Entry Level (0-2 yrs)
$58,520(+$14,520 vs national)
Mid Career (5-9 yrs)
$93,100(+$23,100 vs national)
Senior Level (15+ yrs)
$119,700(+$29,700 vs national)

Note: National average Philosophy salary: $44,000 starting, $70,000 mid-career, $90,000 senior level.Springfield adjustment factor: 1.33x based on the local cost of living index.

Philosophy ROI Calculator for Springfield

Estimate your return on investment for a Philosophy degree using local Springfield tuition and cost of living data.

Public avg: $11,943 | Private avg: $42,786

Springfield avg aid: $7,962/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$132,928

tuition + room & board - aid

Annual Earnings Premium

$11,970

vs HS diploma in Springfield

ROI Payback Period

11.1 years

to break even

Lifetime Return in Springfield

$266,072

Lifetime earnings premium ($399,000) minus total education cost ($132,928)

Student Loan Payoff for Philosophy in Springfield

Standard Plan (10 years)

Loan Amount$132,928
Monthly Payment$1,509
Total Interest$48,196
% of Monthly Income31%

Aggressive Plan (5 years)

Loan Amount$132,928
Monthly Payment$2,601
Total Interest$23,125
Interest Savings$25,071

Colleges in Springfield for Philosophy

Western New England University

private

$42,228/yr

$168,912 total

Springfield College

private

$43,344/yr

$173,376 total

Community Colleges (2-Year Transfer)

Springfield Technical Community College

$5,760/yr

Top Employers for Philosophy in Springfield

Springfield offers opportunities in Publishing, Non-profits, Education for Philosophy graduates. National top employers in this field include:

Law FirmsTech CompaniesNon-ProfitsConsulting FirmsGovernment

Key Springfield Hiring Sectors for Humanities

Publishing

Non-profits

Education

Media companies

Government

Common Philosophy Job Titles

AttorneyEthics ConsultantPolicy AnalystProfessor

Philosophy Degree in Springfield — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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