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Philosophy Degree in Cincinnati, OH — Salary & ROI 2026

Philosophy degree analysis for Cincinnati, OH. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$45K

COL-adjusted

Mid-Career

$71K

COL-adjusted

ROI Payback

10.9 yrs

in Cincinnati

Cost of Living

102

index (100 = avg)

Philosophy in Cincinnati, OH Overview

Cincinnati is one of Ohio's top college towns, with 28 institutions and a student population of 32,655. Public tuition averages $12,226/year here — near the national average for public universities. Although national enrollment in Philosophy has been declining, graduates with skills in Logic and Ethics remain competitive in the job market. The adjusted starting salary in Cincinnati is approximately $44,880, growing to $71,400 by mid-career.

Category

Humanities

Local Colleges

28

Public Tuition

$12,226/yr

Private Tuition

$43,040/yr

Room & Board

$12,772/yr

Avg Fin. Aid

$12,666/yr

Unemployment

3.1%

Graduation Rate

70%

Philosophy Salary in Cincinnati (COL-Adjusted)

Salaries adjusted for Cincinnati's cost of living index of 102 (national average = 100).

Entry Level (0-2 yrs)
$44,880(+$880 vs national)
Mid Career (5-9 yrs)
$71,400(+$1,400 vs national)
Senior Level (15+ yrs)
$91,800(+$1,800 vs national)

Note: National average Philosophy salary: $44,000 starting, $70,000 mid-career, $90,000 senior level.Cincinnati adjustment factor: 1.02x based on the local cost of living index.

Philosophy ROI Calculator for Cincinnati

Estimate your return on investment for a Philosophy degree using local Cincinnati tuition and cost of living data.

Public avg: $12,226 | Private avg: $43,040

Cincinnati avg aid: $12,666/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$99,992

tuition + room & board - aid

Annual Earnings Premium

$9,180

vs HS diploma in Cincinnati

ROI Payback Period

10.9 years

to break even

Lifetime Return in Cincinnati

$206,008

Lifetime earnings premium ($306,000) minus total education cost ($99,992)

Student Loan Payoff for Philosophy in Cincinnati

Standard Plan (10 years)

Loan Amount$99,992
Monthly Payment$1,135
Total Interest$36,255
% of Monthly Income30%

Aggressive Plan (5 years)

Loan Amount$99,992
Monthly Payment$1,956
Total Interest$17,395
Interest Savings$18,859

Colleges in Cincinnati for Philosophy

University of Cincinnati

public

$12,226/yr

$48,904 total

Xavier University

private

$43,040/yr

$172,160 total

Community Colleges (2-Year Transfer)

Cincinnati State Technical and Community College

$5,004/yr

Top Employers for Philosophy in Cincinnati

Cincinnati offers opportunities in Publishing, Non-profits, Education for Philosophy graduates. National top employers in this field include:

Law FirmsTech CompaniesNon-ProfitsConsulting FirmsGovernment

Key Cincinnati Hiring Sectors for Humanities

Publishing

Non-profits

Education

Media companies

Government

Common Philosophy Job Titles

AttorneyEthics ConsultantPolicy AnalystProfessor

Philosophy Degree in Cincinnati — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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