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Philosophy Degree in Baltimore, MD — Salary & ROI 2026

Philosophy degree analysis for Baltimore, MD. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$57K

COL-adjusted

Mid-Career

$91K

COL-adjusted

ROI Payback

11.6 yrs

in Baltimore

Cost of Living

130

index (100 = avg)

Philosophy in Baltimore, MD Overview

Baltimore is one of Maryland's top college towns, with 22 institutions and a student population of 30,415. Public tuition averages $12,096/year here — near the national average for public universities. Although national enrollment in Philosophy has been declining, graduates with skills in Logic and Ethics remain competitive in the job market. The adjusted starting salary in Baltimore is approximately $57,200, growing to $91,000 by mid-career.

Category

Humanities

Local Colleges

22

Public Tuition

$12,096/yr

Private Tuition

$56,325/yr

Room & Board

$21,745/yr

Avg Fin. Aid

$8,793/yr

Unemployment

6.3%

Graduation Rate

58%

Philosophy Salary in Baltimore (COL-Adjusted)

Salaries adjusted for Baltimore's cost of living index of 130 (national average = 100).

Entry Level (0-2 yrs)
$57,200(+$13,200 vs national)
Mid Career (5-9 yrs)
$91,000(+$21,000 vs national)
Senior Level (15+ yrs)
$117,000(+$27,000 vs national)

Note: National average Philosophy salary: $44,000 starting, $70,000 mid-career, $90,000 senior level.Baltimore adjustment factor: 1.30x based on the local cost of living index.

Philosophy ROI Calculator for Baltimore

Estimate your return on investment for a Philosophy degree using local Baltimore tuition and cost of living data.

Public avg: $12,096 | Private avg: $56,325

Baltimore avg aid: $8,793/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$135,364

tuition + room & board - aid

Annual Earnings Premium

$11,700

vs HS diploma in Baltimore

ROI Payback Period

11.6 years

to break even

Lifetime Return in Baltimore

$254,636

Lifetime earnings premium ($390,000) minus total education cost ($135,364)

Student Loan Payoff for Philosophy in Baltimore

Standard Plan (10 years)

Loan Amount$135,364
Monthly Payment$1,537
Total Interest$49,080
% of Monthly Income32%

Aggressive Plan (5 years)

Loan Amount$135,364
Monthly Payment$2,649
Total Interest$23,549
Interest Savings$25,531

Colleges in Baltimore for Philosophy

Johns Hopkins University

private

$60,480/yr

$241,920 total

University of Maryland, Baltimore County

public

$12,096/yr

$48,384 total

Loyola University Maryland

private

$52,170/yr

$208,680 total

Community Colleges (2-Year Transfer)

Baltimore City Community College

$3,768/yr

Top Employers for Philosophy in Baltimore

Baltimore offers opportunities in Publishing, Non-profits, Education for Philosophy graduates. National top employers in this field include:

Law FirmsTech CompaniesNon-ProfitsConsulting FirmsGovernment

Key Baltimore Hiring Sectors for Humanities

Publishing

Non-profits

Education

Media companies

Government

Common Philosophy Job Titles

AttorneyEthics ConsultantPolicy AnalystProfessor

Philosophy Degree in Baltimore — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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