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Pharmacy Degree in Memphis, TN — Salary & ROI 2026

Pharmacy degree analysis for Memphis, TN. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$47K

COL-adjusted

Mid-Career

$116K

COL-adjusted

ROI Payback

6.9 yrs

in Memphis

Cost of Living

93

index (100 = avg)

Pharmacy in Memphis, TN Overview

Memphis is one of Tennessee's top college towns, with 22 institutions and a student population of 42,935. Public tuition averages $9,944/year here — well below the national average, making it a cost-effective choice. Although national enrollment in Pharmacy has been declining, graduates with skills in Pharmacology and Drug Interactions remain competitive in the job market. The adjusted starting salary in Memphis is approximately $46,500, growing to $116,250 by mid-career.

Category

Healthcare

Local Colleges

22

Public Tuition

$9,944/yr

Private Tuition

$44,033/yr

Room & Board

$14,138/yr

Avg Fin. Aid

$10,619/yr

Unemployment

3%

Graduation Rate

72%

Pharmacy Salary in Memphis (COL-Adjusted)

Salaries adjusted for Memphis's cost of living index of 93 (national average = 100).

Entry Level (0-2 yrs)
$46,500($-3,500 vs national)
Mid Career (5-9 yrs)
$116,250($-8,750 vs national)
Senior Level (15+ yrs)
$130,200($-9,800 vs national)

Note: National average Pharmacy salary: $50,000 starting, $125,000 mid-career, $140,000 senior level.Memphis adjustment factor: 0.93x based on the local cost of living index.

Pharmacy ROI Calculator for Memphis

Estimate your return on investment for a Pharmacy degree using local Memphis tuition and cost of living data.

Public avg: $9,944 | Private avg: $44,033

Memphis avg aid: $10,619/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$96,328

tuition + room & board - aid

Annual Earnings Premium

$13,950

vs HS diploma in Memphis

ROI Payback Period

6.9 years

to break even

Lifetime Return in Memphis

$787,172

Lifetime earnings premium ($883,500) minus total education cost ($96,328)

Student Loan Payoff for Pharmacy in Memphis

Standard Plan (10 years)

Loan Amount$96,328
Monthly Payment$1,094
Total Interest$34,926
% of Monthly Income28%

Aggressive Plan (5 years)

Loan Amount$96,328
Monthly Payment$1,885
Total Interest$16,758
Interest Savings$18,168

Colleges in Memphis for Pharmacy

University of Memphis

public

$9,944/yr

$39,776 total

Rhodes College

private

$52,366/yr

$209,464 total

Christian Brothers University

private

$35,700/yr

$142,800 total

Community Colleges (2-Year Transfer)

Southwest Tennessee Community College

$4,464/yr

Top Employers for Pharmacy in Memphis

Memphis offers opportunities in Hospitals, Medical centers, Private practices for Pharmacy graduates. National top employers in this field include:

CVS HealthWalgreensHospitalsRite AidCostco

Key Memphis Hiring Sectors for Healthcare

Hospitals

Medical centers

Private practices

Health systems

Pharma companies

Common Pharmacy Job Titles

PharmacistClinical PharmacistPharmacy Manager

Pharmacy Degree in Memphis — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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Compare Pharmacy ROI in other cities, or explore other majors in Memphis.

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