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Occupational Therapy Degree in Worcester, MA — Salary & ROI 2026

Occupational Therapy degree analysis for Worcester, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$59K

COL-adjusted

Mid-Career

$91K

COL-adjusted

ROI Payback

8.4 yrs

in Worcester

Cost of Living

117

index (100 = avg)

Occupational Therapy in Worcester, MA Overview

Worcester, Massachusetts (pop. 206,518) has 11 colleges offering Occupational Therapy programs. The local cost of living index of 117 is higher than average, so budget accordingly, with average rent near campus at $1,228/month. Occupational Therapy has seen growing enrollment nationally, reflecting rising employer demand for Patient Assessment and Treatment Planning skills. The adjusted starting salary in Worcester is approximately $58,500, growing to $91,260 by mid-career.

Category

Healthcare

Local Colleges

11

Public Tuition

$16,670/yr

Private Tuition

$56,344/yr

Room & Board

$20,077/yr

Avg Fin. Aid

$15,422/yr

Unemployment

5.2%

Graduation Rate

51%

Occupational Therapy Salary in Worcester (COL-Adjusted)

Salaries adjusted for Worcester's cost of living index of 117 (national average = 100).

Entry Level (0-2 yrs)
$58,500(+$8,500 vs national)
Mid Career (5-9 yrs)
$91,260(+$13,260 vs national)
Senior Level (15+ yrs)
$105,300(+$15,300 vs national)

Note: National average Occupational Therapy salary: $50,000 starting, $78,000 mid-career, $90,000 senior level.Worcester adjustment factor: 1.17x based on the local cost of living index.

Occupational Therapy ROI Calculator for Worcester

Estimate your return on investment for a Occupational Therapy degree using local Worcester tuition and cost of living data.

Public avg: $16,670 | Private avg: $56,344

Worcester avg aid: $15,422/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$146,988

tuition + room & board - aid

Annual Earnings Premium

$17,550

vs HS diploma in Worcester

ROI Payback Period

8.4 years

to break even

Lifetime Return in Worcester

$496,512

Lifetime earnings premium ($643,500) minus total education cost ($146,988)

Student Loan Payoff for Occupational Therapy in Worcester

Standard Plan (10 years)

Loan Amount$146,988
Monthly Payment$1,669
Total Interest$53,294
% of Monthly Income34%

Aggressive Plan (5 years)

Loan Amount$146,988
Monthly Payment$2,876
Total Interest$25,571
Interest Savings$27,723

Colleges in Worcester for Occupational Therapy

Worcester Polytechnic Institute

private

$56,818/yr

$227,272 total

College of the Holy Cross

private

$55,870/yr

$223,480 total

Community Colleges (2-Year Transfer)

Quinsigamond Community College

$5,760/yr

Top Employers for Occupational Therapy in Worcester

Worcester offers opportunities in Hospitals, Medical centers, Private practices for Occupational Therapy graduates. National top employers in this field include:

HospitalsRehab CentersSchoolsHome Health AgenciesNursing Homes

Key Worcester Hiring Sectors for Healthcare

Hospitals

Medical centers

Private practices

Health systems

Pharma companies

Common Occupational Therapy Job Titles

Occupational TherapistHand TherapistPediatric OT

Occupational Therapy Degree in Worcester — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Occupational Therapy ROI in other cities, or explore other majors in Worcester.

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