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Occupational Therapy Degree in Springfield, MA — Salary & ROI 2026

Occupational Therapy degree analysis for Springfield, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$67K

COL-adjusted

Mid-Career

$104K

COL-adjusted

ROI Payback

6.7 yrs

in Springfield

Cost of Living

133

index (100 = avg)

Occupational Therapy in Springfield, MA Overview

Springfield, Massachusetts (pop. 155,929) has 6 colleges offering Occupational Therapy programs. The local cost of living index of 133 is higher than average, so budget accordingly, with average rent near campus at $1,238/month. Occupational Therapy has seen growing enrollment nationally, reflecting rising employer demand for Patient Assessment and Treatment Planning skills. The adjusted starting salary in Springfield is approximately $66,500, growing to $103,740 by mid-career.

Category

Healthcare

Local Colleges

6

Public Tuition

$11,943/yr

Private Tuition

$42,786/yr

Room & Board

$21,289/yr

Avg Fin. Aid

$7,962/yr

Unemployment

5.7%

Graduation Rate

49%

Occupational Therapy Salary in Springfield (COL-Adjusted)

Salaries adjusted for Springfield's cost of living index of 133 (national average = 100).

Entry Level (0-2 yrs)
$66,500(+$16,500 vs national)
Mid Career (5-9 yrs)
$103,740(+$25,740 vs national)
Senior Level (15+ yrs)
$119,700(+$29,700 vs national)

Note: National average Occupational Therapy salary: $50,000 starting, $78,000 mid-career, $90,000 senior level.Springfield adjustment factor: 1.33x based on the local cost of living index.

Occupational Therapy ROI Calculator for Springfield

Estimate your return on investment for a Occupational Therapy degree using local Springfield tuition and cost of living data.

Public avg: $11,943 | Private avg: $42,786

Springfield avg aid: $7,962/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$132,928

tuition + room & board - aid

Annual Earnings Premium

$19,950

vs HS diploma in Springfield

ROI Payback Period

6.7 years

to break even

Lifetime Return in Springfield

$598,572

Lifetime earnings premium ($731,500) minus total education cost ($132,928)

Student Loan Payoff for Occupational Therapy in Springfield

Standard Plan (10 years)

Loan Amount$132,928
Monthly Payment$1,509
Total Interest$48,196
% of Monthly Income27%

Aggressive Plan (5 years)

Loan Amount$132,928
Monthly Payment$2,601
Total Interest$23,125
Interest Savings$25,071

Colleges in Springfield for Occupational Therapy

Western New England University

private

$42,228/yr

$168,912 total

Springfield College

private

$43,344/yr

$173,376 total

Community Colleges (2-Year Transfer)

Springfield Technical Community College

$5,760/yr

Top Employers for Occupational Therapy in Springfield

Springfield offers opportunities in Hospitals, Medical centers, Private practices for Occupational Therapy graduates. National top employers in this field include:

HospitalsRehab CentersSchoolsHome Health AgenciesNursing Homes

Key Springfield Hiring Sectors for Healthcare

Hospitals

Medical centers

Private practices

Health systems

Pharma companies

Common Occupational Therapy Job Titles

Occupational TherapistHand TherapistPediatric OT

Occupational Therapy Degree in Springfield — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Occupational Therapy ROI in other cities, or explore other majors in Springfield.

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