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Occupational Therapy Degree in South Bend, IN — Salary & ROI 2026

Occupational Therapy degree analysis for South Bend, IN. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$45K

COL-adjusted

Mid-Career

$69K

COL-adjusted

ROI Payback

6.3 yrs

in South Bend

Cost of Living

89

index (100 = avg)

Occupational Therapy in South Bend, IN Overview

South Bend, Indiana (pop. 103,453) has 9 colleges offering Occupational Therapy programs. The local cost of living index of 89 keeps student expenses low, with average rent near campus at $1,010/month. Occupational Therapy has seen growing enrollment nationally, reflecting rising employer demand for Patient Assessment and Treatment Planning skills. The adjusted starting salary in South Bend is approximately $44,500, growing to $69,420 by mid-career.

Category

Healthcare

Local Colleges

9

Public Tuition

$9,463/yr

Private Tuition

$60,301/yr

Room & Board

$11,568/yr

Avg Fin. Aid

$8,347/yr

Unemployment

5.2%

Graduation Rate

62%

Occupational Therapy Salary in South Bend (COL-Adjusted)

Salaries adjusted for South Bend's cost of living index of 89 (national average = 100).

Entry Level (0-2 yrs)
$44,500($-5,500 vs national)
Mid Career (5-9 yrs)
$69,420($-8,580 vs national)
Senior Level (15+ yrs)
$80,100($-9,900 vs national)

Note: National average Occupational Therapy salary: $50,000 starting, $78,000 mid-career, $90,000 senior level.South Bend adjustment factor: 0.89x based on the local cost of living index.

Occupational Therapy ROI Calculator for South Bend

Estimate your return on investment for a Occupational Therapy degree using local South Bend tuition and cost of living data.

Public avg: $9,463 | Private avg: $60,301

South Bend avg aid: $8,347/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$84,124

tuition + room & board - aid

Annual Earnings Premium

$13,350

vs HS diploma in South Bend

ROI Payback Period

6.3 years

to break even

Lifetime Return in South Bend

$405,376

Lifetime earnings premium ($489,500) minus total education cost ($84,124)

Student Loan Payoff for Occupational Therapy in South Bend

Standard Plan (10 years)

Loan Amount$84,124
Monthly Payment$955
Total Interest$30,501
% of Monthly Income26%

Aggressive Plan (5 years)

Loan Amount$84,124
Monthly Payment$1,646
Total Interest$14,635
Interest Savings$15,866

Colleges in South Bend for Occupational Therapy

University of Notre Dame

private

$60,301/yr

$241,204 total

Community Colleges (2-Year Transfer)

Ivy Tech Community College South Bend

$4,540/yr

Top Employers for Occupational Therapy in South Bend

South Bend offers opportunities in Hospitals, Medical centers, Private practices for Occupational Therapy graduates. National top employers in this field include:

HospitalsRehab CentersSchoolsHome Health AgenciesNursing Homes

Key South Bend Hiring Sectors for Healthcare

Hospitals

Medical centers

Private practices

Health systems

Pharma companies

Common Occupational Therapy Job Titles

Occupational TherapistHand TherapistPediatric OT

Occupational Therapy Degree in South Bend — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Occupational Therapy ROI in other cities, or explore other majors in South Bend.

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