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Occupational Therapy Degree in San Diego, CA — Salary & ROI 2026

Occupational Therapy degree analysis for San Diego, CA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$70K

COL-adjusted

Mid-Career

$109K

COL-adjusted

ROI Payback

4.5 yrs

in San Diego

Cost of Living

140

index (100 = avg)

Occupational Therapy in San Diego, CA Overview

San Diego is one of California's top college towns, with 68 institutions and a student population of 142,542. Public tuition averages $10,911/year here — well below the national average, making it a cost-effective choice. Occupational Therapy has seen growing enrollment nationally, reflecting rising employer demand for Patient Assessment and Treatment Planning skills. The adjusted starting salary in San Diego is approximately $70,000, growing to $109,200 by mid-career.

Category

Healthcare

Local Colleges

68

Public Tuition

$10,911/yr

Private Tuition

$54,140/yr

Room & Board

$12,766/yr

Avg Fin. Aid

$13,600/yr

Unemployment

6.7%

Graduation Rate

63%

Occupational Therapy Salary in San Diego (COL-Adjusted)

Salaries adjusted for San Diego's cost of living index of 140 (national average = 100).

Entry Level (0-2 yrs)
$70,000(+$20,000 vs national)
Mid Career (5-9 yrs)
$109,200(+$31,200 vs national)
Senior Level (15+ yrs)
$126,000(+$36,000 vs national)

Note: National average Occupational Therapy salary: $50,000 starting, $78,000 mid-career, $90,000 senior level.San Diego adjustment factor: 1.40x based on the local cost of living index.

Occupational Therapy ROI Calculator for San Diego

Estimate your return on investment for a Occupational Therapy degree using local San Diego tuition and cost of living data.

Public avg: $10,911 | Private avg: $54,140

San Diego avg aid: $13,600/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$94,708

tuition + room & board - aid

Annual Earnings Premium

$21,000

vs HS diploma in San Diego

ROI Payback Period

4.5 years

to break even

Lifetime Return in San Diego

$675,292

Lifetime earnings premium ($770,000) minus total education cost ($94,708)

Student Loan Payoff for Occupational Therapy in San Diego

Standard Plan (10 years)

Loan Amount$94,708
Monthly Payment$1,075
Total Interest$34,339
% of Monthly Income18%

Aggressive Plan (5 years)

Loan Amount$94,708
Monthly Payment$1,853
Total Interest$16,476
Interest Savings$17,863

Colleges in San Diego for Occupational Therapy

UC San Diego

public

$14,312/yr

$57,248 total

San Diego State University

public

$7,510/yr

$30,040 total

University of San Diego

private

$54,140/yr

$216,560 total

Community Colleges (2-Year Transfer)

San Diego City College

$1,540/yr

Top Employers for Occupational Therapy in San Diego

San Diego offers opportunities in Hospitals, Medical centers, Private practices for Occupational Therapy graduates. National top employers in this field include:

HospitalsRehab CentersSchoolsHome Health AgenciesNursing Homes

Key San Diego Hiring Sectors for Healthcare

Hospitals

Medical centers

Private practices

Health systems

Pharma companies

Common Occupational Therapy Job Titles

Occupational TherapistHand TherapistPediatric OT

Occupational Therapy Degree in San Diego — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Occupational Therapy ROI in other cities, or explore other majors in San Diego.

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