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Occupational Therapy Degree in Rochester, NY — Salary & ROI 2026

Occupational Therapy degree analysis for Rochester, NY. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$70K

COL-adjusted

Mid-Career

$109K

COL-adjusted

ROI Payback

6.7 yrs

in Rochester

Cost of Living

140

index (100 = avg)

Occupational Therapy in Rochester, NY Overview

Rochester, New York (pop. 211,328) has 13 colleges offering Occupational Therapy programs. The local cost of living index of 140 is higher than average, so budget accordingly, with average rent near campus at $1,592/month. Occupational Therapy has seen growing enrollment nationally, reflecting rising employer demand for Patient Assessment and Treatment Planning skills. The adjusted starting salary in Rochester is approximately $70,000, growing to $109,200 by mid-career.

Category

Healthcare

Local Colleges

13

Public Tuition

$13,886/yr

Private Tuition

$56,653/yr

Room & Board

$21,356/yr

Avg Fin. Aid

$10,325/yr

Unemployment

5.8%

Graduation Rate

46%

Occupational Therapy Salary in Rochester (COL-Adjusted)

Salaries adjusted for Rochester's cost of living index of 140 (national average = 100).

Entry Level (0-2 yrs)
$70,000(+$20,000 vs national)
Mid Career (5-9 yrs)
$109,200(+$31,200 vs national)
Senior Level (15+ yrs)
$126,000(+$36,000 vs national)

Note: National average Occupational Therapy salary: $50,000 starting, $78,000 mid-career, $90,000 senior level.Rochester adjustment factor: 1.40x based on the local cost of living index.

Occupational Therapy ROI Calculator for Rochester

Estimate your return on investment for a Occupational Therapy degree using local Rochester tuition and cost of living data.

Public avg: $13,886 | Private avg: $56,653

Rochester avg aid: $10,325/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$140,968

tuition + room & board - aid

Annual Earnings Premium

$21,000

vs HS diploma in Rochester

ROI Payback Period

6.7 years

to break even

Lifetime Return in Rochester

$629,032

Lifetime earnings premium ($770,000) minus total education cost ($140,968)

Student Loan Payoff for Occupational Therapy in Rochester

Standard Plan (10 years)

Loan Amount$140,968
Monthly Payment$1,601
Total Interest$51,112
% of Monthly Income27%

Aggressive Plan (5 years)

Loan Amount$140,968
Monthly Payment$2,758
Total Interest$24,524
Interest Savings$26,588

Colleges in Rochester for Occupational Therapy

University of Rochester

private

$60,550/yr

$242,200 total

Rochester Institute of Technology

private

$52,756/yr

$211,024 total

Community Colleges (2-Year Transfer)

Monroe Community College

$5,504/yr

Top Employers for Occupational Therapy in Rochester

Rochester offers opportunities in Hospitals, Medical centers, Private practices for Occupational Therapy graduates. National top employers in this field include:

HospitalsRehab CentersSchoolsHome Health AgenciesNursing Homes

Key Rochester Hiring Sectors for Healthcare

Hospitals

Medical centers

Private practices

Health systems

Pharma companies

Common Occupational Therapy Job Titles

Occupational TherapistHand TherapistPediatric OT

Occupational Therapy Degree in Rochester — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Occupational Therapy ROI in other cities, or explore other majors in Rochester.

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