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Occupational Therapy Degree in Norfolk, VA — Salary & ROI 2026

Occupational Therapy degree analysis for Norfolk, VA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$47K

COL-adjusted

Mid-Career

$73K

COL-adjusted

ROI Payback

5.7 yrs

in Norfolk

Cost of Living

93

index (100 = avg)

Occupational Therapy in Norfolk, VA Overview

Norfolk, Virginia (pop. 238,005) has 16 colleges offering Occupational Therapy programs. The local cost of living index of 93 is near the national average, with average rent near campus at $956/month. Occupational Therapy has seen growing enrollment nationally, reflecting rising employer demand for Patient Assessment and Treatment Planning skills. The adjusted starting salary in Norfolk is approximately $46,500, growing to $72,540 by mid-career.

Category

Healthcare

Local Colleges

16

Public Tuition

$10,571/yr

Private Tuition

$25,348/yr

Room & Board

$9,443/yr

Avg Fin. Aid

$15,816/yr

Unemployment

4.6%

Graduation Rate

49%

Occupational Therapy Salary in Norfolk (COL-Adjusted)

Salaries adjusted for Norfolk's cost of living index of 93 (national average = 100).

Entry Level (0-2 yrs)
$46,500($-3,500 vs national)
Mid Career (5-9 yrs)
$72,540($-5,460 vs national)
Senior Level (15+ yrs)
$83,700($-6,300 vs national)

Note: National average Occupational Therapy salary: $50,000 starting, $78,000 mid-career, $90,000 senior level.Norfolk adjustment factor: 0.93x based on the local cost of living index.

Occupational Therapy ROI Calculator for Norfolk

Estimate your return on investment for a Occupational Therapy degree using local Norfolk tuition and cost of living data.

Public avg: $10,571 | Private avg: $25,348

Norfolk avg aid: $15,816/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$80,056

tuition + room & board - aid

Annual Earnings Premium

$13,950

vs HS diploma in Norfolk

ROI Payback Period

5.7 years

to break even

Lifetime Return in Norfolk

$431,444

Lifetime earnings premium ($511,500) minus total education cost ($80,056)

Student Loan Payoff for Occupational Therapy in Norfolk

Standard Plan (10 years)

Loan Amount$80,056
Monthly Payment$909
Total Interest$29,026
% of Monthly Income23%

Aggressive Plan (5 years)

Loan Amount$80,056
Monthly Payment$1,566
Total Interest$13,927
Interest Savings$15,099

Colleges in Norfolk for Occupational Therapy

Old Dominion University

public

$11,210/yr

$44,840 total

Norfolk State University

public

$9,932/yr

$39,728 total

Community Colleges (2-Year Transfer)

Tidewater Community College Norfolk

$5,340/yr

Top Employers for Occupational Therapy in Norfolk

Norfolk offers opportunities in Hospitals, Medical centers, Private practices for Occupational Therapy graduates. National top employers in this field include:

HospitalsRehab CentersSchoolsHome Health AgenciesNursing Homes

Key Norfolk Hiring Sectors for Healthcare

Hospitals

Medical centers

Private practices

Health systems

Pharma companies

Common Occupational Therapy Job Titles

Occupational TherapistHand TherapistPediatric OT

Occupational Therapy Degree in Norfolk — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Occupational Therapy ROI in other cities, or explore other majors in Norfolk.

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