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Occupational Therapy Degree in Lubbock, TX — Salary & ROI 2026

Occupational Therapy degree analysis for Lubbock, TX. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$41K

COL-adjusted

Mid-Career

$64K

COL-adjusted

ROI Payback

7.9 yrs

in Lubbock

Cost of Living

82

index (100 = avg)

Occupational Therapy in Lubbock, TX Overview

Lubbock is one of Texas's top college towns, with 26 institutions and a student population of 104,491. Public tuition averages $11,380/year here — well below the national average, making it a cost-effective choice. Occupational Therapy has seen growing enrollment nationally, reflecting rising employer demand for Patient Assessment and Treatment Planning skills. The adjusted starting salary in Lubbock is approximately $41,000, growing to $63,960 by mid-career.

Category

Healthcare

Local Colleges

26

Public Tuition

$11,380/yr

Private Tuition

$26,460/yr

Room & Board

$12,797/yr

Avg Fin. Aid

$15,179/yr

Unemployment

5.5%

Graduation Rate

72%

Occupational Therapy Salary in Lubbock (COL-Adjusted)

Salaries adjusted for Lubbock's cost of living index of 82 (national average = 100).

Entry Level (0-2 yrs)
$41,000($-9,000 vs national)
Mid Career (5-9 yrs)
$63,960($-14,040 vs national)
Senior Level (15+ yrs)
$73,800($-16,200 vs national)

Note: National average Occupational Therapy salary: $50,000 starting, $78,000 mid-career, $90,000 senior level.Lubbock adjustment factor: 0.82x based on the local cost of living index.

Occupational Therapy ROI Calculator for Lubbock

Estimate your return on investment for a Occupational Therapy degree using local Lubbock tuition and cost of living data.

Public avg: $11,380 | Private avg: $26,460

Lubbock avg aid: $15,179/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$96,708

tuition + room & board - aid

Annual Earnings Premium

$12,300

vs HS diploma in Lubbock

ROI Payback Period

7.9 years

to break even

Lifetime Return in Lubbock

$354,292

Lifetime earnings premium ($451,000) minus total education cost ($96,708)

Student Loan Payoff for Occupational Therapy in Lubbock

Standard Plan (10 years)

Loan Amount$96,708
Monthly Payment$1,098
Total Interest$35,064
% of Monthly Income32%

Aggressive Plan (5 years)

Loan Amount$96,708
Monthly Payment$1,892
Total Interest$16,824
Interest Savings$18,240

Colleges in Lubbock for Occupational Therapy

Texas Tech University

public

$11,380/yr

$45,520 total

Lubbock Christian University

private

$26,460/yr

$105,840 total

Community Colleges (2-Year Transfer)

South Plains College Lubbock Center

$2,604/yr

Top Employers for Occupational Therapy in Lubbock

Lubbock offers opportunities in Hospitals, Medical centers, Private practices for Occupational Therapy graduates. National top employers in this field include:

HospitalsRehab CentersSchoolsHome Health AgenciesNursing Homes

Key Lubbock Hiring Sectors for Healthcare

Hospitals

Medical centers

Private practices

Health systems

Pharma companies

Common Occupational Therapy Job Titles

Occupational TherapistHand TherapistPediatric OT

Occupational Therapy Degree in Lubbock — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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Compare Occupational Therapy ROI in other cities, or explore other majors in Lubbock.

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