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Occupational Therapy Degree in Louisville, KY — Salary & ROI 2026

Occupational Therapy degree analysis for Louisville, KY. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$45K

COL-adjusted

Mid-Career

$70K

COL-adjusted

ROI Payback

7.2 yrs

in Louisville

Cost of Living

90

index (100 = avg)

Occupational Therapy in Louisville, KY Overview

Louisville, Kentucky (pop. 633,045) has 17 colleges offering Occupational Therapy programs. The local cost of living index of 90 is near the national average, with average rent near campus at $1,349/month. Occupational Therapy has seen growing enrollment nationally, reflecting rising employer demand for Patient Assessment and Treatment Planning skills. The adjusted starting salary in Louisville is approximately $45,000, growing to $70,200 by mid-career.

Category

Healthcare

Local Colleges

17

Public Tuition

$12,324/yr

Private Tuition

$37,190/yr

Room & Board

$12,044/yr

Avg Fin. Aid

$16,150/yr

Unemployment

4.1%

Graduation Rate

58%

Occupational Therapy Salary in Louisville (COL-Adjusted)

Salaries adjusted for Louisville's cost of living index of 90 (national average = 100).

Entry Level (0-2 yrs)
$45,000($-5,000 vs national)
Mid Career (5-9 yrs)
$70,200($-7,800 vs national)
Senior Level (15+ yrs)
$81,000($-9,000 vs national)

Note: National average Occupational Therapy salary: $50,000 starting, $78,000 mid-career, $90,000 senior level.Louisville adjustment factor: 0.90x based on the local cost of living index.

Occupational Therapy ROI Calculator for Louisville

Estimate your return on investment for a Occupational Therapy degree using local Louisville tuition and cost of living data.

Public avg: $12,324 | Private avg: $37,190

Louisville avg aid: $16,150/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$97,472

tuition + room & board - aid

Annual Earnings Premium

$13,500

vs HS diploma in Louisville

ROI Payback Period

7.2 years

to break even

Lifetime Return in Louisville

$397,528

Lifetime earnings premium ($495,000) minus total education cost ($97,472)

Student Loan Payoff for Occupational Therapy in Louisville

Standard Plan (10 years)

Loan Amount$97,472
Monthly Payment$1,107
Total Interest$35,341
% of Monthly Income30%

Aggressive Plan (5 years)

Loan Amount$97,472
Monthly Payment$1,907
Total Interest$16,957
Interest Savings$18,384

Colleges in Louisville for Occupational Therapy

University of Louisville

public

$12,324/yr

$49,296 total

Bellarmine University

private

$45,790/yr

$183,160 total

Spalding University

private

$28,590/yr

$114,360 total

Community Colleges (2-Year Transfer)

Jefferson Community and Technical College

$4,680/yr

Top Employers for Occupational Therapy in Louisville

Louisville offers opportunities in Hospitals, Medical centers, Private practices for Occupational Therapy graduates. National top employers in this field include:

HospitalsRehab CentersSchoolsHome Health AgenciesNursing Homes

Key Louisville Hiring Sectors for Healthcare

Hospitals

Medical centers

Private practices

Health systems

Pharma companies

Common Occupational Therapy Job Titles

Occupational TherapistHand TherapistPediatric OT

Occupational Therapy Degree in Louisville — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Occupational Therapy ROI in other cities, or explore other majors in Louisville.

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