Occupational Therapy Degree in Jersey City, NJ — Salary & ROI 2026
Occupational Therapy degree analysis for Jersey City, NJ. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$64K
COL-adjusted
Mid-Career
$99K
COL-adjusted
ROI Payback
7.2 yrs
in Jersey City
Cost of Living
127
index (100 = avg)
Occupational Therapy in Jersey City, NJ Overview
Jersey City is one of New Jersey's top college towns, with 23 institutions and a student population of 26,694. Public tuition averages $12,750/year here — near the national average for public universities. Occupational Therapy has seen growing enrollment nationally, reflecting rising employer demand for Patient Assessment and Treatment Planning skills. The adjusted starting salary in Jersey City is approximately $63,500, growing to $99,060 by mid-career.
Category
Healthcare
Local Colleges
23
Public Tuition
$12,750/yr
Private Tuition
$40,360/yr
Room & Board
$21,714/yr
Avg Fin. Aid
$10,349/yr
Unemployment
3.5%
Graduation Rate
50%
Occupational Therapy Salary in Jersey City (COL-Adjusted)
Salaries adjusted for Jersey City's cost of living index of 127 (national average = 100).
Note: National average Occupational Therapy salary: $50,000 starting, $78,000 mid-career, $90,000 senior level.Jersey City adjustment factor: 1.27x based on the local cost of living index.
Occupational Therapy ROI Calculator for Jersey City
Estimate your return on investment for a Occupational Therapy degree using local Jersey City tuition and cost of living data.
Public avg: $12,750 | Private avg: $40,360
Jersey City avg aid: $10,349/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$137,856
tuition + room & board - aid
Annual Earnings Premium
$19,050
vs HS diploma in Jersey City
ROI Payback Period
7.2 years
to break even
Lifetime Return in Jersey City
$560,644
Lifetime earnings premium ($698,500) minus total education cost ($137,856)
Student Loan Payoff for Occupational Therapy in Jersey City
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in Jersey City for Occupational Therapy
Saint Peter's University
private
$40,360/yr
$161,440 total
New Jersey City University
public
$12,750/yr
$51,000 total
Community Colleges (2-Year Transfer)
Hudson County Community College
$5,040/yr
Top Employers for Occupational Therapy in Jersey City
Jersey City offers opportunities in Hospitals, Medical centers, Private practices for Occupational Therapy graduates. National top employers in this field include:
Key Jersey City Hiring Sectors for Healthcare
Hospitals
Medical centers
Private practices
Health systems
Pharma companies
Common Occupational Therapy Job Titles
Occupational Therapy in Nearby New Jersey Cities
Newark, NJ
$68K starting · COL 135
14 colleges
Paterson, NJ
$65K starting · COL 129
5 colleges
Elizabeth, NJ
$58K starting · COL 115.5
6 colleges
Edison, NJ
$59K starting · COL 118.2
5 colleges
Lakewood, NJ
$64K starting · COL 128.8
5 colleges
Woodbridge, NJ
$56K starting · COL 112.5
4 colleges
Toms River, NJ
$59K starting · COL 117.7
4 colleges
Trenton, NJ
$67K starting · COL 134
8 colleges
Other Healthcare Majors in Jersey City
Pharmacy
$64K starting · 3.5 yr ROI
Health Informatics
$64K starting · 3.8 yr ROI
Nursing
$86K starting · 3.2 yr ROI
Healthcare Administration
$64K starting · 4 yr ROI
Dental Hygiene
$64K starting · 3 yr ROI
Speech-Language Pathology
$64K starting · 4.2 yr ROI
Public Health
$64K starting · 5.2 yr ROI
Radiologic Technology
$64K starting · 3 yr ROI
Occupational Therapy Degree in Jersey City — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Occupational Therapy ROI in other cities, or explore other majors in Jersey City.