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Occupational Therapy Degree in Cincinnati, OH — Salary & ROI 2026

Occupational Therapy degree analysis for Cincinnati, OH. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$51K

COL-adjusted

Mid-Career

$80K

COL-adjusted

ROI Payback

6.5 yrs

in Cincinnati

Cost of Living

102

index (100 = avg)

Occupational Therapy in Cincinnati, OH Overview

Cincinnati is one of Ohio's top college towns, with 28 institutions and a student population of 32,655. Public tuition averages $12,226/year here — near the national average for public universities. Occupational Therapy has seen growing enrollment nationally, reflecting rising employer demand for Patient Assessment and Treatment Planning skills. The adjusted starting salary in Cincinnati is approximately $51,000, growing to $79,560 by mid-career.

Category

Healthcare

Local Colleges

28

Public Tuition

$12,226/yr

Private Tuition

$43,040/yr

Room & Board

$12,772/yr

Avg Fin. Aid

$12,666/yr

Unemployment

3.1%

Graduation Rate

70%

Occupational Therapy Salary in Cincinnati (COL-Adjusted)

Salaries adjusted for Cincinnati's cost of living index of 102 (national average = 100).

Entry Level (0-2 yrs)
$51,000(+$1,000 vs national)
Mid Career (5-9 yrs)
$79,560(+$1,560 vs national)
Senior Level (15+ yrs)
$91,800(+$1,800 vs national)

Note: National average Occupational Therapy salary: $50,000 starting, $78,000 mid-career, $90,000 senior level.Cincinnati adjustment factor: 1.02x based on the local cost of living index.

Occupational Therapy ROI Calculator for Cincinnati

Estimate your return on investment for a Occupational Therapy degree using local Cincinnati tuition and cost of living data.

Public avg: $12,226 | Private avg: $43,040

Cincinnati avg aid: $12,666/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$99,992

tuition + room & board - aid

Annual Earnings Premium

$15,300

vs HS diploma in Cincinnati

ROI Payback Period

6.5 years

to break even

Lifetime Return in Cincinnati

$461,008

Lifetime earnings premium ($561,000) minus total education cost ($99,992)

Student Loan Payoff for Occupational Therapy in Cincinnati

Standard Plan (10 years)

Loan Amount$99,992
Monthly Payment$1,135
Total Interest$36,255
% of Monthly Income27%

Aggressive Plan (5 years)

Loan Amount$99,992
Monthly Payment$1,956
Total Interest$17,395
Interest Savings$18,859

Colleges in Cincinnati for Occupational Therapy

University of Cincinnati

public

$12,226/yr

$48,904 total

Xavier University

private

$43,040/yr

$172,160 total

Community Colleges (2-Year Transfer)

Cincinnati State Technical and Community College

$5,004/yr

Top Employers for Occupational Therapy in Cincinnati

Cincinnati offers opportunities in Hospitals, Medical centers, Private practices for Occupational Therapy graduates. National top employers in this field include:

HospitalsRehab CentersSchoolsHome Health AgenciesNursing Homes

Key Cincinnati Hiring Sectors for Healthcare

Hospitals

Medical centers

Private practices

Health systems

Pharma companies

Common Occupational Therapy Job Titles

Occupational TherapistHand TherapistPediatric OT

Occupational Therapy Degree in Cincinnati — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Occupational Therapy ROI in other cities, or explore other majors in Cincinnati.

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