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Nursing Degree in Springfield, MA — Salary & ROI 2026

Nursing degree analysis for Springfield, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$90K

COL-adjusted

Mid-Career

$109K

COL-adjusted

ROI Payback

3 yrs

in Springfield

Cost of Living

133

index (100 = avg)

Nursing in Springfield, MA Overview

Springfield, Massachusetts (pop. 155,929) has 6 colleges offering Nursing programs. The local cost of living index of 133 is higher than average, so budget accordingly, with average rent near campus at $1,238/month. Nursing has seen growing enrollment nationally, reflecting rising employer demand for Patient Care and Clinical Assessment skills. The adjusted starting salary in Springfield is approximately $90,440.

Category

Healthcare

Local Colleges

6

Public Tuition

$11,943/yr

Private Tuition

$42,786/yr

Room & Board

$21,289/yr

Avg Fin. Aid

$7,962/yr

Unemployment

5.7%

Graduation Rate

49%

Nursing Salary in Springfield (COL-Adjusted)

Salaries adjusted for Springfield's cost of living index of 133 (national average = 100).

Entry Level (0-2 yrs)
$90,440(+$22,440 vs national)
Mid Career (5-9 yrs)
$109,060(+$27,060 vs national)
Senior Level (15+ yrs)
$126,350(+$31,350 vs national)

Note: National average Nursing salary: $68,000 starting, $82,000 mid-career, $95,000 senior level.Springfield adjustment factor: 1.33x based on the local cost of living index.

Nursing ROI Calculator for Springfield

Estimate your return on investment for a Nursing degree using local Springfield tuition and cost of living data.

Public avg: $11,943 | Private avg: $42,786

Springfield avg aid: $7,962/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$132,928

tuition + room & board - aid

Annual Earnings Premium

$43,890

vs HS diploma in Springfield

ROI Payback Period

3 years

to break even

Lifetime Return in Springfield

$798,072

Lifetime earnings premium ($931,000) minus total education cost ($132,928)

Student Loan Payoff for Nursing in Springfield

Standard Plan (10 years)

Loan Amount$132,928
Monthly Payment$1,509
Total Interest$48,196
% of Monthly Income20%

Aggressive Plan (5 years)

Loan Amount$132,928
Monthly Payment$2,601
Total Interest$23,125
Interest Savings$25,071

Colleges in Springfield for Nursing

Western New England University

private

$42,228/yr

$168,912 total

Springfield College

private

$43,344/yr

$173,376 total

Community Colleges (2-Year Transfer)

Springfield Technical Community College

$5,760/yr

Top Employers for Nursing in Springfield

Springfield offers opportunities in Hospitals, Medical centers, Private practices for Nursing graduates. National top employers in this field include:

HCA HealthcareKaiser PermanenteMayo ClinicCleveland ClinicVA Hospitals

Key Springfield Hiring Sectors for Healthcare

Hospitals

Medical centers

Private practices

Health systems

Pharma companies

Common Nursing Job Titles

Registered NurseNurse PractitionerClinical Nurse Specialist

Nursing Degree in Springfield — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Nursing ROI in other cities, or explore other majors in Springfield.

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