DegreeCalc

Nursing Degree in Silver Spring, MD — Salary & ROI 2026

Nursing degree analysis for Silver Spring, MD. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$83K

COL-adjusted

Mid-Career

$100K

COL-adjusted

ROI Payback

2.5 yrs

in Silver Spring

Cost of Living

122.5

index (100 = avg)

Nursing in Silver Spring, MD Overview

While Silver Spring has a smaller college scene with 4 institutions, Nursing students benefit from lower tuition costs. Room and board averages $14,215/year, and the car-friendly layout shapes the student experience. Nursing has seen growing enrollment nationally, reflecting rising employer demand for Patient Care and Clinical Assessment skills. The adjusted starting salary in Silver Spring is approximately $83,300.

Category

Healthcare

Local Colleges

4

Public Tuition

$10,800/yr

Private Tuition

$42,000/yr

Room & Board

$14,215/yr

Avg Fin. Aid

$10,816/yr

Unemployment

4.1%

Graduation Rate

75%

Nursing Salary in Silver Spring (COL-Adjusted)

Salaries adjusted for Silver Spring's cost of living index of 122.5 (national average = 100).

Entry Level (0-2 yrs)
$83,300(+$15,300 vs national)
Mid Career (5-9 yrs)
$100,450(+$18,450 vs national)
Senior Level (15+ yrs)
$116,375(+$21,375 vs national)

Note: National average Nursing salary: $68,000 starting, $82,000 mid-career, $95,000 senior level.Silver Spring adjustment factor: 1.23x based on the local cost of living index.

Nursing ROI Calculator for Silver Spring

Estimate your return on investment for a Nursing degree using local Silver Spring tuition and cost of living data.

Public avg: $10,800 | Private avg: $42,000

Silver Spring avg aid: $10,816/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$100,060

tuition + room & board - aid

Annual Earnings Premium

$40,425

vs HS diploma in Silver Spring

ROI Payback Period

2.5 years

to break even

Lifetime Return in Silver Spring

$757,440

Lifetime earnings premium ($857,500) minus total education cost ($100,060)

Student Loan Payoff for Nursing in Silver Spring

Standard Plan (10 years)

Loan Amount$100,060
Monthly Payment$1,136
Total Interest$36,279
% of Monthly Income16%

Aggressive Plan (5 years)

Loan Amount$100,060
Monthly Payment$1,958
Total Interest$17,407
Interest Savings$18,872

Colleges in Silver Spring for Nursing

Silver Spring State University

public

$10,864/yr

$43,456 total

Community Colleges (2-Year Transfer)

Silver Spring Community College

$5,576/yr

Top Employers for Nursing in Silver Spring

Silver Spring offers opportunities in Hospitals, Medical centers, Private practices for Nursing graduates. National top employers in this field include:

HCA HealthcareKaiser PermanenteMayo ClinicCleveland ClinicVA Hospitals

Key Silver Spring Hiring Sectors for Healthcare

Hospitals

Medical centers

Private practices

Health systems

Pharma companies

Common Nursing Job Titles

Registered NurseNurse PractitionerClinical Nurse Specialist

Nursing Degree in Silver Spring — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Nursing ROI in other cities, or explore other majors in Silver Spring.

Frequently Asked Questions

Related Calculators