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Nursing Degree in Rochester, NY — Salary & ROI 2026

Nursing degree analysis for Rochester, NY. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$95K

COL-adjusted

Mid-Career

$115K

COL-adjusted

ROI Payback

3.1 yrs

in Rochester

Cost of Living

140

index (100 = avg)

Nursing in Rochester, NY Overview

Rochester, New York (pop. 211,328) has 13 colleges offering Nursing programs. The local cost of living index of 140 is higher than average, so budget accordingly, with average rent near campus at $1,592/month. Nursing has seen growing enrollment nationally, reflecting rising employer demand for Patient Care and Clinical Assessment skills. The adjusted starting salary in Rochester is approximately $95,200.

Category

Healthcare

Local Colleges

13

Public Tuition

$13,886/yr

Private Tuition

$56,653/yr

Room & Board

$21,356/yr

Avg Fin. Aid

$10,325/yr

Unemployment

5.8%

Graduation Rate

46%

Nursing Salary in Rochester (COL-Adjusted)

Salaries adjusted for Rochester's cost of living index of 140 (national average = 100).

Entry Level (0-2 yrs)
$95,200(+$27,200 vs national)
Mid Career (5-9 yrs)
$114,800(+$32,800 vs national)
Senior Level (15+ yrs)
$133,000(+$38,000 vs national)

Note: National average Nursing salary: $68,000 starting, $82,000 mid-career, $95,000 senior level.Rochester adjustment factor: 1.40x based on the local cost of living index.

Nursing ROI Calculator for Rochester

Estimate your return on investment for a Nursing degree using local Rochester tuition and cost of living data.

Public avg: $13,886 | Private avg: $56,653

Rochester avg aid: $10,325/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$140,968

tuition + room & board - aid

Annual Earnings Premium

$46,200

vs HS diploma in Rochester

ROI Payback Period

3.1 years

to break even

Lifetime Return in Rochester

$839,032

Lifetime earnings premium ($980,000) minus total education cost ($140,968)

Student Loan Payoff for Nursing in Rochester

Standard Plan (10 years)

Loan Amount$140,968
Monthly Payment$1,601
Total Interest$51,112
% of Monthly Income20%

Aggressive Plan (5 years)

Loan Amount$140,968
Monthly Payment$2,758
Total Interest$24,524
Interest Savings$26,588

Colleges in Rochester for Nursing

University of Rochester

private

$60,550/yr

$242,200 total

Rochester Institute of Technology

private

$52,756/yr

$211,024 total

Community Colleges (2-Year Transfer)

Monroe Community College

$5,504/yr

Top Employers for Nursing in Rochester

Rochester offers opportunities in Hospitals, Medical centers, Private practices for Nursing graduates. National top employers in this field include:

HCA HealthcareKaiser PermanenteMayo ClinicCleveland ClinicVA Hospitals

Key Rochester Hiring Sectors for Healthcare

Hospitals

Medical centers

Private practices

Health systems

Pharma companies

Common Nursing Job Titles

Registered NurseNurse PractitionerClinical Nurse Specialist

Nursing Degree in Rochester — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Nursing ROI in other cities, or explore other majors in Rochester.

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