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Nursing Degree in Elgin, IL — Salary & ROI 2026

Nursing degree analysis for Elgin, IL. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$54K

COL-adjusted

Mid-Career

$65K

COL-adjusted

ROI Payback

3.1 yrs

in Elgin

Cost of Living

79

index (100 = avg)

Nursing in Elgin, IL Overview

Elgin, Illinois (pop. 114,797) has 13 colleges offering Nursing programs. The local cost of living index of 79 keeps student expenses low, with average rent near campus at $1,008/month. Nursing has seen growing enrollment nationally, reflecting rising employer demand for Patient Care and Clinical Assessment skills. The adjusted starting salary in Elgin is approximately $53,720.

Category

Healthcare

Local Colleges

13

Public Tuition

$10,014/yr

Private Tuition

$30,900/yr

Room & Board

$9,983/yr

Avg Fin. Aid

$15,897/yr

Unemployment

4.7%

Graduation Rate

47%

Nursing Salary in Elgin (COL-Adjusted)

Salaries adjusted for Elgin's cost of living index of 79 (national average = 100).

Entry Level (0-2 yrs)
$53,720($-14,280 vs national)
Mid Career (5-9 yrs)
$64,780($-17,220 vs national)
Senior Level (15+ yrs)
$75,050($-19,950 vs national)

Note: National average Nursing salary: $68,000 starting, $82,000 mid-career, $95,000 senior level.Elgin adjustment factor: 0.79x based on the local cost of living index.

Nursing ROI Calculator for Elgin

Estimate your return on investment for a Nursing degree using local Elgin tuition and cost of living data.

Public avg: $10,014 | Private avg: $30,900

Elgin avg aid: $15,897/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$79,988

tuition + room & board - aid

Annual Earnings Premium

$26,070

vs HS diploma in Elgin

ROI Payback Period

3.1 years

to break even

Lifetime Return in Elgin

$473,012

Lifetime earnings premium ($553,000) minus total education cost ($79,988)

Student Loan Payoff for Nursing in Elgin

Standard Plan (10 years)

Loan Amount$79,988
Monthly Payment$908
Total Interest$29,002
% of Monthly Income20%

Aggressive Plan (5 years)

Loan Amount$79,988
Monthly Payment$1,565
Total Interest$13,915
Interest Savings$15,086

Colleges in Elgin for Nursing

Judson University

private

$30,900/yr

$123,600 total

Community Colleges (2-Year Transfer)

Elgin Community College

$4,980/yr

Top Employers for Nursing in Elgin

Elgin offers opportunities in Hospitals, Medical centers, Private practices for Nursing graduates. National top employers in this field include:

HCA HealthcareKaiser PermanenteMayo ClinicCleveland ClinicVA Hospitals

Key Elgin Hiring Sectors for Healthcare

Hospitals

Medical centers

Private practices

Health systems

Pharma companies

Common Nursing Job Titles

Registered NurseNurse PractitionerClinical Nurse Specialist

Nursing Degree in Elgin — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Nursing ROI in other cities, or explore other majors in Elgin.

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