DegreeCalc

Music Degree in Lowell, MA — Salary & ROI 2026

Music degree analysis for Lowell, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$45K

COL-adjusted

Mid-Career

$62K

COL-adjusted

ROI Payback

21.9 yrs

in Lowell

Cost of Living

112.5

index (100 = avg)

Music in Lowell, MA Overview

While Lowell has a smaller college scene with 5 institutions, Music students benefit from the close-knit academic community. Room and board averages $14,748/year, and the car-friendly layout shapes the student experience. Although national enrollment in Music has been declining, graduates with skills in Performance and Music Theory remain competitive in the job market. The adjusted starting salary in Lowell is approximately $45,000.

Category

Humanities

Local Colleges

5

Public Tuition

$16,100/yr

Private Tuition

$48,000/yr

Room & Board

$14,748/yr

Avg Fin. Aid

$14,502/yr

Unemployment

3%

Graduation Rate

73%

Music Salary in Lowell (COL-Adjusted)

Salaries adjusted for Lowell's cost of living index of 112.5 (national average = 100).

Entry Level (0-2 yrs)
$45,000(+$5,000 vs national)
Mid Career (5-9 yrs)
$61,875(+$6,875 vs national)
Senior Level (15+ yrs)
$76,500(+$8,500 vs national)

Note: National average Music salary: $40,000 starting, $55,000 mid-career, $68,000 senior level.Lowell adjustment factor: 1.13x based on the local cost of living index.

Music ROI Calculator for Lowell

Estimate your return on investment for a Music degree using local Lowell tuition and cost of living data.

Public avg: $16,100 | Private avg: $48,000

Lowell avg aid: $14,502/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$123,392

tuition + room & board - aid

Annual Earnings Premium

$5,625

vs HS diploma in Lowell

ROI Payback Period

21.9 years

to break even

Lifetime Return in Lowell

$-10,892

Lifetime earnings premium ($112,500) minus total education cost ($123,392)

Student Loan Payoff for Music in Lowell

Standard Plan (10 years)

Loan Amount$123,392
Monthly Payment$1,401
Total Interest$44,739
% of Monthly Income37%

Aggressive Plan (5 years)

Loan Amount$123,392
Monthly Payment$2,414
Total Interest$21,466
Interest Savings$23,273

Colleges in Lowell for Music

Lowell State University

public

$16,448/yr

$65,792 total

University of Lowell

public

$18,005/yr

$72,020 total

Community Colleges (2-Year Transfer)

Lowell Community College

$6,184/yr

Top Employers for Music in Lowell

Lowell offers opportunities in Publishing, Non-profits, Education for Music graduates. National top employers in this field include:

OrchestrasSchoolsRecording StudiosMusic PublishersSelf-Employed

Key Lowell Hiring Sectors for Humanities

Publishing

Non-profits

Education

Media companies

Government

Common Music Job Titles

MusicianMusic DirectorComposerMusic Teacher

Music Degree in Lowell — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Music ROI in other cities, or explore other majors in Lowell.

Frequently Asked Questions

Related Calculators