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Music Degree in Elgin, IL — Salary & ROI 2026

Music degree analysis for Elgin, IL. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$32K

COL-adjusted

Mid-Career

$43K

COL-adjusted

ROI Payback

20.3 yrs

in Elgin

Cost of Living

79

index (100 = avg)

Music in Elgin, IL Overview

Elgin, Illinois (pop. 114,797) has 13 colleges offering Music programs. The local cost of living index of 79 keeps student expenses low, with average rent near campus at $1,008/month. Although national enrollment in Music has been declining, graduates with skills in Performance and Music Theory remain competitive in the job market. The adjusted starting salary in Elgin is approximately $31,600.

Category

Humanities

Local Colleges

13

Public Tuition

$10,014/yr

Private Tuition

$30,900/yr

Room & Board

$9,983/yr

Avg Fin. Aid

$15,897/yr

Unemployment

4.7%

Graduation Rate

47%

Music Salary in Elgin (COL-Adjusted)

Salaries adjusted for Elgin's cost of living index of 79 (national average = 100).

Entry Level (0-2 yrs)
$31,600($-8,400 vs national)
Mid Career (5-9 yrs)
$43,450($-11,550 vs national)
Senior Level (15+ yrs)
$53,720($-14,280 vs national)

Note: National average Music salary: $40,000 starting, $55,000 mid-career, $68,000 senior level.Elgin adjustment factor: 0.79x based on the local cost of living index.

Music ROI Calculator for Elgin

Estimate your return on investment for a Music degree using local Elgin tuition and cost of living data.

Public avg: $10,014 | Private avg: $30,900

Elgin avg aid: $15,897/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$79,988

tuition + room & board - aid

Annual Earnings Premium

$3,950

vs HS diploma in Elgin

ROI Payback Period

20.3 years

to break even

Lifetime Return in Elgin

$-988

Lifetime earnings premium ($79,000) minus total education cost ($79,988)

Student Loan Payoff for Music in Elgin

Standard Plan (10 years)

Loan Amount$79,988
Monthly Payment$908
Total Interest$29,002
% of Monthly Income34%

Aggressive Plan (5 years)

Loan Amount$79,988
Monthly Payment$1,565
Total Interest$13,915
Interest Savings$15,086

Colleges in Elgin for Music

Judson University

private

$30,900/yr

$123,600 total

Community Colleges (2-Year Transfer)

Elgin Community College

$4,980/yr

Top Employers for Music in Elgin

Elgin offers opportunities in Publishing, Non-profits, Education for Music graduates. National top employers in this field include:

OrchestrasSchoolsRecording StudiosMusic PublishersSelf-Employed

Key Elgin Hiring Sectors for Humanities

Publishing

Non-profits

Education

Media companies

Government

Common Music Job Titles

MusicianMusic DirectorComposerMusic Teacher

Music Degree in Elgin — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Music ROI in other cities, or explore other majors in Elgin.

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