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Mathematics Degree in Worcester, MA — Salary & ROI 2026

Mathematics degree analysis for Worcester, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$76K

COL-adjusted

Mid-Career

$117K

COL-adjusted

ROI Payback

4.2 yrs

in Worcester

Cost of Living

117

index (100 = avg)

Mathematics in Worcester, MA Overview

Worcester, Massachusetts (pop. 206,518) has 11 colleges offering Mathematics programs. The local cost of living index of 117 is higher than average, so budget accordingly, with average rent near campus at $1,228/month. Mathematics enrollment is stable nationwide, with steady demand for graduates skilled in Calculus and Linear Algebra. The adjusted starting salary in Worcester is approximately $76,050, growing to $117,000 by mid-career.

Category

STEM

Local Colleges

11

Public Tuition

$16,670/yr

Private Tuition

$56,344/yr

Room & Board

$20,077/yr

Avg Fin. Aid

$15,422/yr

Unemployment

5.2%

Graduation Rate

51%

Mathematics Salary in Worcester (COL-Adjusted)

Salaries adjusted for Worcester's cost of living index of 117 (national average = 100).

Entry Level (0-2 yrs)
$76,050(+$11,050 vs national)
Mid Career (5-9 yrs)
$117,000(+$17,000 vs national)
Senior Level (15+ yrs)
$146,250(+$21,250 vs national)

Note: National average Mathematics salary: $65,000 starting, $100,000 mid-career, $125,000 senior level.Worcester adjustment factor: 1.17x based on the local cost of living index.

Mathematics ROI Calculator for Worcester

Estimate your return on investment for a Mathematics degree using local Worcester tuition and cost of living data.

Public avg: $16,670 | Private avg: $56,344

Worcester avg aid: $15,422/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$146,988

tuition + room & board - aid

Annual Earnings Premium

$35,100

vs HS diploma in Worcester

ROI Payback Period

4.2 years

to break even

Lifetime Return in Worcester

$789,012

Lifetime earnings premium ($936,000) minus total education cost ($146,988)

Student Loan Payoff for Mathematics in Worcester

Standard Plan (10 years)

Loan Amount$146,988
Monthly Payment$1,669
Total Interest$53,294
% of Monthly Income26%

Aggressive Plan (5 years)

Loan Amount$146,988
Monthly Payment$2,876
Total Interest$25,571
Interest Savings$27,723

Colleges in Worcester for Mathematics

Worcester Polytechnic Institute

private

$56,818/yr

$227,272 total

College of the Holy Cross

private

$55,870/yr

$223,480 total

Community Colleges (2-Year Transfer)

Quinsigamond Community College

$5,760/yr

Top Employers for Mathematics in Worcester

Worcester offers opportunities in Tech companies, Research labs, Government agencies for Mathematics graduates. National top employers in this field include:

NSAGoogleGoldman SachsJane StreetCitadel

Key Worcester Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Mathematics Job Titles

ActuaryData AnalystQuantitative Analyst

Mathematics Degree in Worcester — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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