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Mathematics Degree in San Francisco, CA — Salary & ROI 2026

Mathematics degree analysis for San Francisco, CA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$74K

COL-adjusted

Mid-Career

$114K

COL-adjusted

ROI Payback

2.6 yrs

in San Francisco

Cost of Living

114

index (100 = avg)

Mathematics in San Francisco, CA Overview

San Francisco is one of California's top college towns, with 22 institutions and a student population of 65,778. Public tuition averages $7,266/year here — well below the national average, making it a cost-effective choice. Mathematics enrollment is stable nationwide, with steady demand for graduates skilled in Calculus and Linear Algebra. The adjusted starting salary in San Francisco is approximately $74,100, growing to $114,000 by mid-career.

Category

STEM

Local Colleges

22

Public Tuition

$7,266/yr

Private Tuition

$36,185/yr

Room & Board

$15,030/yr

Avg Fin. Aid

$11,071/yr

Unemployment

3.4%

Graduation Rate

58%

Mathematics Salary in San Francisco (COL-Adjusted)

Salaries adjusted for San Francisco's cost of living index of 114 (national average = 100).

Entry Level (0-2 yrs)
$74,100(+$9,100 vs national)
Mid Career (5-9 yrs)
$114,000(+$14,000 vs national)
Senior Level (15+ yrs)
$142,500(+$17,500 vs national)

Note: National average Mathematics salary: $65,000 starting, $100,000 mid-career, $125,000 senior level.San Francisco adjustment factor: 1.14x based on the local cost of living index.

Mathematics ROI Calculator for San Francisco

Estimate your return on investment for a Mathematics degree using local San Francisco tuition and cost of living data.

Public avg: $7,266 | Private avg: $36,185

San Francisco avg aid: $11,071/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$89,184

tuition + room & board - aid

Annual Earnings Premium

$34,200

vs HS diploma in San Francisco

ROI Payback Period

2.6 years

to break even

Lifetime Return in San Francisco

$822,816

Lifetime earnings premium ($912,000) minus total education cost ($89,184)

Student Loan Payoff for Mathematics in San Francisco

Standard Plan (10 years)

Loan Amount$89,184
Monthly Payment$1,013
Total Interest$32,336
% of Monthly Income16%

Aggressive Plan (5 years)

Loan Amount$89,184
Monthly Payment$1,745
Total Interest$15,515
Interest Savings$16,821

Colleges in San Francisco for Mathematics

University of San Francisco

private

$54,514/yr

$218,056 total

San Francisco State University

public

$7,266/yr

$29,064 total

Golden Gate University

private

$17,856/yr

$71,424 total

Community Colleges (2-Year Transfer)

City College of San Francisco

$1,540/yr

Top Employers for Mathematics in San Francisco

San Francisco offers opportunities in Tech companies, Research labs, Government agencies for Mathematics graduates. National top employers in this field include:

NSAGoogleGoldman SachsJane StreetCitadel

Key San Francisco Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Mathematics Job Titles

ActuaryData AnalystQuantitative Analyst

Mathematics Degree in San Francisco — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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Compare Mathematics ROI in other cities, or explore other majors in San Francisco.

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