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Mathematics Degree in Sacramento, CA — Salary & ROI 2026

Mathematics degree analysis for Sacramento, CA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$73K

COL-adjusted

Mid-Career

$112K

COL-adjusted

ROI Payback

3.3 yrs

in Sacramento

Cost of Living

112

index (100 = avg)

Mathematics in Sacramento, CA Overview

Sacramento is one of California's top college towns, with 38 institutions and a student population of 18,535. Public tuition averages $7,488/year here — well below the national average, making it a cost-effective choice. Mathematics enrollment is stable nationwide, with steady demand for graduates skilled in Calculus and Linear Algebra. The adjusted starting salary in Sacramento is approximately $72,800, growing to $112,000 by mid-career.

Category

STEM

Local Colleges

38

Public Tuition

$7,488/yr

Private Tuition

$44,382/yr

Room & Board

$19,962/yr

Avg Fin. Aid

$16,517/yr

Unemployment

3.6%

Graduation Rate

55%

Mathematics Salary in Sacramento (COL-Adjusted)

Salaries adjusted for Sacramento's cost of living index of 112 (national average = 100).

Entry Level (0-2 yrs)
$72,800(+$7,800 vs national)
Mid Career (5-9 yrs)
$112,000(+$12,000 vs national)
Senior Level (15+ yrs)
$140,000(+$15,000 vs national)

Note: National average Mathematics salary: $65,000 starting, $100,000 mid-career, $125,000 senior level.Sacramento adjustment factor: 1.12x based on the local cost of living index.

Mathematics ROI Calculator for Sacramento

Estimate your return on investment for a Mathematics degree using local Sacramento tuition and cost of living data.

Public avg: $7,488 | Private avg: $44,382

Sacramento avg aid: $16,517/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$109,800

tuition + room & board - aid

Annual Earnings Premium

$33,600

vs HS diploma in Sacramento

ROI Payback Period

3.3 years

to break even

Lifetime Return in Sacramento

$786,200

Lifetime earnings premium ($896,000) minus total education cost ($109,800)

Student Loan Payoff for Mathematics in Sacramento

Standard Plan (10 years)

Loan Amount$109,800
Monthly Payment$1,247
Total Interest$39,811
% of Monthly Income21%

Aggressive Plan (5 years)

Loan Amount$109,800
Monthly Payment$2,148
Total Interest$19,102
Interest Savings$20,709

Colleges in Sacramento for Mathematics

Sacramento State University

public

$7,488/yr

$29,952 total

University of the Pacific

private

$52,584/yr

$210,336 total

William Jessup University

private

$36,180/yr

$144,720 total

Community Colleges (2-Year Transfer)

Sacramento City College

$1,540/yr

Top Employers for Mathematics in Sacramento

Sacramento offers opportunities in Tech companies, Research labs, Government agencies for Mathematics graduates. National top employers in this field include:

NSAGoogleGoldman SachsJane StreetCitadel

Key Sacramento Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Mathematics Job Titles

ActuaryData AnalystQuantitative Analyst

Mathematics Degree in Sacramento — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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