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Mathematics Degree in Rochester, NY — Salary & ROI 2026

Mathematics degree analysis for Rochester, NY. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$91K

COL-adjusted

Mid-Career

$140K

COL-adjusted

ROI Payback

3.4 yrs

in Rochester

Cost of Living

140

index (100 = avg)

Mathematics in Rochester, NY Overview

Rochester, New York (pop. 211,328) has 13 colleges offering Mathematics programs. The local cost of living index of 140 is higher than average, so budget accordingly, with average rent near campus at $1,592/month. Mathematics enrollment is stable nationwide, with steady demand for graduates skilled in Calculus and Linear Algebra. The adjusted starting salary in Rochester is approximately $91,000, growing to $140,000 by mid-career.

Category

STEM

Local Colleges

13

Public Tuition

$13,886/yr

Private Tuition

$56,653/yr

Room & Board

$21,356/yr

Avg Fin. Aid

$10,325/yr

Unemployment

5.8%

Graduation Rate

46%

Mathematics Salary in Rochester (COL-Adjusted)

Salaries adjusted for Rochester's cost of living index of 140 (national average = 100).

Entry Level (0-2 yrs)
$91,000(+$26,000 vs national)
Mid Career (5-9 yrs)
$140,000(+$40,000 vs national)
Senior Level (15+ yrs)
$175,000(+$50,000 vs national)

Note: National average Mathematics salary: $65,000 starting, $100,000 mid-career, $125,000 senior level.Rochester adjustment factor: 1.40x based on the local cost of living index.

Mathematics ROI Calculator for Rochester

Estimate your return on investment for a Mathematics degree using local Rochester tuition and cost of living data.

Public avg: $13,886 | Private avg: $56,653

Rochester avg aid: $10,325/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$140,968

tuition + room & board - aid

Annual Earnings Premium

$42,000

vs HS diploma in Rochester

ROI Payback Period

3.4 years

to break even

Lifetime Return in Rochester

$979,032

Lifetime earnings premium ($1,120,000) minus total education cost ($140,968)

Student Loan Payoff for Mathematics in Rochester

Standard Plan (10 years)

Loan Amount$140,968
Monthly Payment$1,601
Total Interest$51,112
% of Monthly Income21%

Aggressive Plan (5 years)

Loan Amount$140,968
Monthly Payment$2,758
Total Interest$24,524
Interest Savings$26,588

Colleges in Rochester for Mathematics

University of Rochester

private

$60,550/yr

$242,200 total

Rochester Institute of Technology

private

$52,756/yr

$211,024 total

Community Colleges (2-Year Transfer)

Monroe Community College

$5,504/yr

Top Employers for Mathematics in Rochester

Rochester offers opportunities in Tech companies, Research labs, Government agencies for Mathematics graduates. National top employers in this field include:

NSAGoogleGoldman SachsJane StreetCitadel

Key Rochester Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Mathematics Job Titles

ActuaryData AnalystQuantitative Analyst

Mathematics Degree in Rochester — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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