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Mathematics Degree in Plano, TX — Salary & ROI 2026

Mathematics degree analysis for Plano, TX. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$55K

COL-adjusted

Mid-Career

$85K

COL-adjusted

ROI Payback

2.3 yrs

in Plano

Cost of Living

85

index (100 = avg)

Mathematics in Plano, TX Overview

Plano, Texas (pop. 285,494) has 9 colleges offering Mathematics programs. The local cost of living index of 85 keeps student expenses low, with average rent near campus at $849/month. Mathematics enrollment is stable nationwide, with steady demand for graduates skilled in Calculus and Linear Algebra. The adjusted starting salary in Plano is approximately $55,250, growing to $85,000 by mid-career.

Category

STEM

Local Colleges

9

Public Tuition

$2,220/yr

Private Tuition

$39,702/yr

Room & Board

$12,277/yr

Avg Fin. Aid

$15,063/yr

Unemployment

4.7%

Graduation Rate

57%

Mathematics Salary in Plano (COL-Adjusted)

Salaries adjusted for Plano's cost of living index of 85 (national average = 100).

Entry Level (0-2 yrs)
$55,250($-9,750 vs national)
Mid Career (5-9 yrs)
$85,000($-15,000 vs national)
Senior Level (15+ yrs)
$106,250($-18,750 vs national)

Note: National average Mathematics salary: $65,000 starting, $100,000 mid-career, $125,000 senior level.Plano adjustment factor: 0.85x based on the local cost of living index.

Mathematics ROI Calculator for Plano

Estimate your return on investment for a Mathematics degree using local Plano tuition and cost of living data.

Public avg: $2,220 | Private avg: $39,702

Plano avg aid: $15,063/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$57,988

tuition + room & board - aid

Annual Earnings Premium

$25,500

vs HS diploma in Plano

ROI Payback Period

2.3 years

to break even

Lifetime Return in Plano

$622,012

Lifetime earnings premium ($680,000) minus total education cost ($57,988)

Student Loan Payoff for Mathematics in Plano

Standard Plan (10 years)

Loan Amount$57,988
Monthly Payment$658
Total Interest$21,025
% of Monthly Income14%

Aggressive Plan (5 years)

Loan Amount$57,988
Monthly Payment$1,135
Total Interest$10,088
Interest Savings$10,937

Colleges in Plano for Mathematics

Collin College University Center

public

$2,220/yr

$8,880 total

Community Colleges (2-Year Transfer)

Collin College

$2,220/yr

Top Employers for Mathematics in Plano

Plano offers opportunities in Tech companies, Research labs, Government agencies for Mathematics graduates. National top employers in this field include:

NSAGoogleGoldman SachsJane StreetCitadel

Key Plano Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Mathematics Job Titles

ActuaryData AnalystQuantitative Analyst

Methodology & Education Data Sources

How we calculate Mathematics degree outcomes in Plano, TX: Our salary projections, ROI estimates, and tuition data combine multiple federal datasets to provide a localized view of education economics. We use a 10-year career-trajectory model standard in higher education research.

  1. Tuition data sourced from IPEDS (Integrated Postsecondary Education Data System), the federal education statistics database operated by NCES. Average tuition for Mathematics programs reflects 4-year public/private weighted averages for Texas.
  2. Career salary projections based on BLS Occupational Employment and Wage Statistics, with cost-of-living adjustments for Plano using regional CPI data.
  3. 10-year ROI calculates: (Total Career Earnings With Degree) − (Total Career Earnings Without Degree) − (Total Education Cost Including Interest on Loans).
  4. Job market outlook for Mathematics graduates uses BLS Occupational Outlook Handbook 10-year projections (2024-2034 base period).
  5. Default rates and loan data sourced from College Scorecard (US Department of Education), which tracks repayment outcomes by institution.

Authoritative US education data sources:

Education Disclaimer: Salary and ROI estimates are projections based on national and state-level averages. Individual outcomes depend on institution prestige, GPA, internships, location, network, and economic conditions. Always verify current tuition with the institution directly, and consult a financial aid counselor before taking on student loans. Use the Federal Loan Simulator to model repayment scenarios.

Reviewed by Brazora Monk · Last updated 2026 · IPEDS & BLS data current as of latest annual release

Financial Aid Resources for Plano Students

Beyond federal aid (FAFSA), Texas students have access to state-specific grants, scholarships, and tuition assistance programs. The 2026-27 FAFSA also added a new Low Earnings Indicator (Dec 2025) flagging programs where graduates earn less than non-college peers — check your target school's status:

📋 Federal Aid (FAFSA)

Pell Grant up to $7,395/yr (2026-27). Subsidized loans at 6.53% (academic year 25-26):

🏛️ State Grants (Texas)

State-specific grants stack with federal aid:

🎓 College Outcomes Data

Verify earnings + debt before enrolling:

💰 Scholarship Search

Free, official, scam-free scholarship databases:

2026-27 FAFSA tip: The new Low Earnings Indicator flags programs where graduates earn less than non-graduates. Check this before enrolling. Speak with a NASFAA-credentialed financial aid counselor at your target school.

Mathematics Degree in Plano — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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