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Mathematics Degree in Lubbock, TX — Salary & ROI 2026

Mathematics degree analysis for Lubbock, TX. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$53K

COL-adjusted

Mid-Career

$82K

COL-adjusted

ROI Payback

3.9 yrs

in Lubbock

Cost of Living

82

index (100 = avg)

Mathematics in Lubbock, TX Overview

Lubbock is one of Texas's top college towns, with 26 institutions and a student population of 104,491. Public tuition averages $11,380/year here — well below the national average, making it a cost-effective choice. Mathematics enrollment is stable nationwide, with steady demand for graduates skilled in Calculus and Linear Algebra. The adjusted starting salary in Lubbock is approximately $53,300, growing to $82,000 by mid-career.

Category

STEM

Local Colleges

26

Public Tuition

$11,380/yr

Private Tuition

$26,460/yr

Room & Board

$12,797/yr

Avg Fin. Aid

$15,179/yr

Unemployment

5.5%

Graduation Rate

72%

Mathematics Salary in Lubbock (COL-Adjusted)

Salaries adjusted for Lubbock's cost of living index of 82 (national average = 100).

Entry Level (0-2 yrs)
$53,300($-11,700 vs national)
Mid Career (5-9 yrs)
$82,000($-18,000 vs national)
Senior Level (15+ yrs)
$102,500($-22,500 vs national)

Note: National average Mathematics salary: $65,000 starting, $100,000 mid-career, $125,000 senior level.Lubbock adjustment factor: 0.82x based on the local cost of living index.

Mathematics ROI Calculator for Lubbock

Estimate your return on investment for a Mathematics degree using local Lubbock tuition and cost of living data.

Public avg: $11,380 | Private avg: $26,460

Lubbock avg aid: $15,179/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$96,708

tuition + room & board - aid

Annual Earnings Premium

$24,600

vs HS diploma in Lubbock

ROI Payback Period

3.9 years

to break even

Lifetime Return in Lubbock

$559,292

Lifetime earnings premium ($656,000) minus total education cost ($96,708)

Student Loan Payoff for Mathematics in Lubbock

Standard Plan (10 years)

Loan Amount$96,708
Monthly Payment$1,098
Total Interest$35,064
% of Monthly Income25%

Aggressive Plan (5 years)

Loan Amount$96,708
Monthly Payment$1,892
Total Interest$16,824
Interest Savings$18,240

Colleges in Lubbock for Mathematics

Texas Tech University

public

$11,380/yr

$45,520 total

Lubbock Christian University

private

$26,460/yr

$105,840 total

Community Colleges (2-Year Transfer)

South Plains College Lubbock Center

$2,604/yr

Top Employers for Mathematics in Lubbock

Lubbock offers opportunities in Tech companies, Research labs, Government agencies for Mathematics graduates. National top employers in this field include:

NSAGoogleGoldman SachsJane StreetCitadel

Key Lubbock Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Mathematics Job Titles

ActuaryData AnalystQuantitative Analyst

Mathematics Degree in Lubbock — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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Compare Mathematics ROI in other cities, or explore other majors in Lubbock.

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